Mount St. Mary's University

In 2022, tuition for full-time students at Mount St. Mary's University was $44,330 a year.

In 2022, tuition increased 2.5%–from $43,250 the previous year. Usually, college tuition rises about 3% year.

If this information makes going to college sound impossible, remember, the "sticker price" of tuition does not always give you enough information to determine the actual cost of attending any given college. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts are applied. Plus, student loans can make theprice of collegefeel more doable until after graduation.

Does Mount St. Mary's University Offer In-State and Out-of-State Tuition?

Mount St. Mary's University is a private, religious institution, which means it has the same tuition for residents of Maryland as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer a lower cost of attendance for students who are residents of that state.

Attending an insitution where you are eligible for the reduced tuition offered to state residentscan drastically reduce the overall cost of college. Be sure to verify your state's rules for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on the state you and your parents currently reside in.

Explore other Maryland colleges

Is Mount St. Mary's University's Tuition Different for International Students?

Mount St. Mary's has the same tuition for international students as for those from out of state.

International students usually do not qualify for for loans or grants from the U.S. government, but should research private or school-specific grants, scholarships, and other funding opportunities.. International students who demonstrate financial need may be eligible for the following types of financial support at Mount St. Mary's:

•Loans from outsideMount St. Mary's •Mount St. Mary's-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Mount St. Mary's University Living Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Mount St. Mary's.

Room and Board Costs at Mount St. Mary's

Room and board at Mount St. Mary's costs $14,320 a year. This number covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the school dining facilities. Students who live off campus but still want to use the dining facilities can pay for a meal plan. The cost of a mean plan, or board-only, is $4,000.

Meal-plan costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at Mount St. Mary's?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be optional fees associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer ways for students with demonstrated need to find ways to lower or eliminate these costs.

Transportation costs

The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your estimated cost of transportation. At Mount St. Mary's, freshman are allowed to park on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city is sometimes pricey, but cities may offer more trains, busses and low-cost flight options to actually get to school. The Mount St. Mary's University campus is in a rural setting in Maryland, near Baltimore and Washington and DC.

Other Costs

When creating a budget for college, be sure to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Mount St. Mary's University

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Now, let’s look at the breakdown of all expenses, to get a better idea of how much students can expect to shell out for Mount St. Mary's.

How Much Does Mount St. Mary's Cost?

What will the cost of attending Mount St. Mary's be? Here is a breakdown of tuition and expenses.

2022 Total Tuition and Expenses
Tuition	$44,330
Room and Board	$14,320
Board Only	$2,600
Other expenses	$1,000

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$62,590
Off-Campus	$50,870

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Mount St. Mary's University

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The majority of Mount St. Mary's University undergrads use financial aid to to cover the cost of tuition. In 2022, 1,377 of the 2,055 undergrads enrolled received financial aid. Mount St. Mary's meets 76.7% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $35,451 a year. Around 73% of Mount St. Mary's undergrads take out student loans to cover any remaining costs. Mount St. Mary's graduates who have student loans graduate with an average of $37,943 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,780
Mount St. Mary's-Specific Loans	$4,550
Private Loans	$46,292

Most Common Loans for Mount St. Mary's Students
Federal Loans	73%
Institutional Loans	1%
Private loans	24%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Mount St. Mary's financial aid, keep reading, or visit their financial aid website.

Scholarships at Mount St. Mary's University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2022, Mount St. Mary's awarded 1,372 need-based scholarships to students, giving away total of $40.7 million to help students with financial need cover the cost of school. An additional $14.68 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Mount St. Mary's University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Mount St. Mary's students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Mount St. Mary's was $35,451 in 2022. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Mount St. Mary's seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$27,139
Off-Campus	$15,419

What will attending Mount St. Mary's really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Mount St. Mary's's net cost calculator on their website.

Mount St. Mary's University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Mount St. Mary's University Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

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Learn More About Mount St. Mary's University

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