Morehead State University

In 2022, tuition for full-time students at Morehead State University was $9,518 a year for in-state students and $14,386 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

If this makes attending the college of your dreams seem daunting, remember, the "sticker price" of tuition does not tell the full story. Many students find the actual cost of college is much less than the sticker price after grants, scholarships, and tuition discounts are applied. And, student loans can make theprice of collegefeel more doable until you've finishing school and found a job.

International students can expect to pay 24,120 per year for tuition at Morehead State University.

Morehead State University meets 75% of the demonstrated financial need for undergraduates. First-year students that attend Morehead State University full-time are awarded $15,182 a year in financial aid, on average.

Students in the class of 2023 who had taken out student loans graduated with an average of $23,549 of debt.

Morehead State University: In-state vs. Out-of-State Tuition

Morehead State University is a public, state institution, so it offers a reduced tuition rate of $9,518 for students who qualify as state residents and attend full-time.Non-KY residents can expect to pay 14,386 per year for tuition.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Take the time to check your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on the state you and your parents currently live in.

Explore other KY colleges

Tuition for International Students at Morehead State University

Morehead State University has the same tuition for international students as for those from out of state.

International students at Morehead State University can expect to pay around $24,120 per year, before any scholarships or financial aid.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but may qualify for private or Morehead State University-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Morehead State University Room, Board, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Morehead State University.

House and Food Costs at Morehead State University

Room and board at Morehead State University costs $8,942 a year. This number includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat all or some of your meals the Morehead State University's on-campus cafeterias and dining halls.

Board costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Morehead State University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be optional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools have ways so that those with financial need to find ways to lower or eliminate these fees.

Planes, Trains, and Automobiles: Transportation costs at Morehead State University

The cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus walkable? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these questions can drastically impact your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

Where are a college is located can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area can be costly, but there may be more buses, trains and low-cost flight options to actually get to school. Morehead State Universityis located in a rural area in KY, not far from Jefferson County (Louisville).

Other Costs

When you're planning for college, don’t forget to consider the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Morehead State University

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Now, let’s look at the breakdown of all expenses, to get a better idea of the actual cost of attending Morehead State University.

How Much Does Morehead State University Cost?

What will the cost of attending Morehead State University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$9,518
Out-of-State Tuition	$14,386
Room and Board	$8,942
Other expenses	$1,974

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

Morehead State University’s tuition and fees change based on: •Course load for both full and part-time students

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Financial Aid at Morehead State University

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In 2023, 3,139 of the 8,230 undergrads enrolled received financial aid. Morehead State University meets 75% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $15,182 a year. Around 71% of Morehead State University undergrads take out student loans to cover any remaining costs. Morehead State University graduates who have student loans graduate with an average of $23,549 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$20,552
Private Loans	$21,774

Most Common Loans for Morehead State University Students
Federal Loans	70%
Private loans	10%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Morehead State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Morehead State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Morehead State University awarded 2,143 need-based scholarships to students, giving away total of $20.2 million to help students with financial need cover the cost of school. An additional $25.65 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Morehead State University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Morehead State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Morehead State University was $15,182 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Morehead State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-8,610
Net In-state, Off-campus	$-4,344
Out-of-State, On-Campus	$11,440

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Morehead State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Morehead State University's net cost calculator on their website.

Morehead State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Morehead State University does not have guaranteed tuition.

Morehead State University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Morehead State University Tuition Waivers

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Morehead State University has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Morehead State University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Morehead State University's endowment was valued at $55.6 million in 2023, compared to a national average of $905 million. For each full-time student, Morehead State University spends about $9,079 a year.

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Learn More About Morehead State University

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