Hartwick College

In 2021, tuition for full-time students at Hartwick College was $48,790 a year.

Tuition increased 3 percent in 2021, from $47,370 the prior year. On average, college tuition rises about 3 percent a year.

If these numbers feel scary, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts kick in. Plus, student loans can make the amount you do have to pay for college more manageable.

In-state vs. Out-of-state Tuition at Hartwick College

Hartwick College is a private, nonprofit institution, so it has the same tuition for residents of New York as it does for residents from other states.

Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for students who are residents of that state.

Choosing a college where you qualify for in-state can cut the cost of college tuition. Every state has their own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school.

Explore other New York colleges

Hartwick College International Student Tuition

Tuition at Hartwick College is the same for all students.

International students are not eligible for federal financial aid, but may be eligible for school-specific aid and scholarships. International students with need may be eligible for the following types of financial support:

On-campus jobs

Hartwick College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

Hartwick College Living Expenses and Other Costs

In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies.

Room and Board at Hartwick College

Room and board at Hartwick College is $13,615 a year. This includes the cost of living in dorms or other campus housing, plus a meal plan that allows you to eat in the school dining facilities. Students who live off campus but still want to use the dining facility can pay for a meal plan. The cost of board-only is $2,250.

Board costs may vary depending on how many meals are included in the meal plan you choose.

Cost of Books at Hartwick College

The cost of books often surprises first-year college students. At Hartwick College, you can expect to pay about $700 a year for books and supplies. This does not count the initial cost of a computer or other technology. The actual cost of books depends on the courses you take and the materials required.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs. Full-time undergrads at Hartwick College pay $1,024 in fees each academic year.

There may also be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team, may mean additional fees.

Transportation costs

The total cost of transportation in college can really vary. It depends on if you drive or fly to get to school, own a car, or if you prefer to walk or take public transportation to get around campus.

A school's location can impact transportation costs. The Hartwick College campus is in a small town setting in New York, not far from Capital District. First-year students are not allowed to park a car on campus.

For Hartwick College students, $300 is good ballpark for transportation costs for on-campus students. $3,750 is a good estimate for transportation costs for students who live off campus.

Other College Costs

When creating a budget for college, don’t forget to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

Let’s look at the breakdown of all expenses, which can add up for both on-campus and off-campus students.

Total Cost of Hartwick College

2021 Total Tuition and Expenses
Tuition	$48,790
Room and Board	$13,615
Board Only	$3,750
Books and Supplies	$700
Yearly Fees	$1,024
Transportation	$300
Other expenses	$400

Total Estimated Costs
On-Campus	$64,529
Off-Campus	$54,664

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Financial Aid at Hartwick College

The majority of Hartwick College undergrads use financial aid to to cover the cost of tuition. In 2021, 975 of the 1,176 undergrads enrolled received financial aid. Hartwick College meets 86.7 percent of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $44,542 a year. Around 80.71 percent of Hartwick College undergrads take out student loans to cover any remaining costs. Hartwick College graduates who have student loans graduate with an average of $43,027 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$27,240
State Loans	$0
Hartwick College-Specific Loans	$3,143
Private Loans	$41,891

Most Common Loans for Hartwick College Students
Federal Loans	78.68%
Institutional Loans	3.55%
Private loans	31.47%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Hartwick College financial aid, keep reading, or visit their financial aid website.

Scholarships at Hartwick College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2021, Hartwick College awarded 975 need-based scholarships to students, giving away total of $33,848,951 to help students with financial need cover the cost of school. An additional $9,712,943 in merit-based scholarship money was awarded to students without demonstrated financial need.

Hartwick College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Hartwick College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Hartwick College was $44,542 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Hartwick College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$19,987
Off-Campus	$10,122

What will attending Hartwick College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Hartwick College's net cost calculator on their website.

Hartwick College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Hartwick College does not have guaranteed tuition.

The school offers a Prepaid Tuition Plan, which is a type of college savings plan that enables people to purchase future credits for their children at today's rate. It is best for people who are sure they or their child will attend a public school in their state.

Hartwick College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Hartwick College Tuition Waivers

Schools sometimes offer tuition waivers to certain groups to cover some or all of the cost of tuition. Some schools offer them for employees and their family, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student

Hartwick College has some full or partial tuition waivers available for: Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.