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Colleges / Gardner-Webb University

Gardner Webb University Tuition Information

In 2020, tuition for full-time students at Gardner-Webb University was $31,220 a year.

Tuition increased 0 percent in 2021, from $31,220 the prior year. On average, colleges raise tuition about 3 percent each year.

If these numbers feel scary, remember, the "sticker price" of tuition doesn't give you enough information to determine the actual cost. Many students pay far less than the total tuition after grants, scholarships, and tuition discounts kick in. Plus, student loans can make the amount you do have to pay for college more manageable.

In-state vs. Out-of-state Tuition at Gardner Webb University

Gardner-Webb University is a private, religious institution, so it has the same tuition for residents of North Carolina as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state can cut the cost of college tuition. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition

Explore other North Carolina colleges

Gardner Webb University International Student Tuition

Tuition at Gardner Webb University is the same for all students.

International students are not eligible for federal financial aid, but may be eligible for school-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

Gardner Webb University Living Expenses and Other Costs

In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies.

Room and Board at Gardner Webb University

Board costs may vary depending on how many meals are included in the meal plan you choose.

Cost of Books at Gardner Webb University

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the materials required.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may also be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team, may mean additional fees.

Transportation costs

The total cost of transportation in college can really vary. It depends on if you drive or fly to get to school, own a car, or if you prefer to walk or take public transportation to get around campus.

A school's location can impact transportation costs. The Gardner-Webb University campus is in a small town setting in North Carolina, not far from Charlotte. First-year students are allowed to park a car on campus.

Other College Costs

When creating a budget for college, don’t forget to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

Let’s look at the breakdown of all expenses, which can add up for both on-campus and off-campus students.

How much does Gardner Webb University cost?

2021 Total Tuition and Expenses
Tuition $31,220
Total Estimated Costs
On-Campus $31,220
Off-Campus $31,220

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Gardner-Webb University Financial Aid

The majority of Gardner-Webb University undergrads use financial aid to finance their education. In 2021, 1,103 of the 2,017 undergrads enrolled received financial aid. Gardner Webb University meets 77 percent of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $28,106 a year. Around 64 percent of Gardner Webb University undergrads take out student loans to cover any remaining costs. Gardner Webb University graduates who have student loans graduate with an average of $28,819 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans $22,220
State Loans $0
Gardner Webb University-Specific Loans $0
Private Loans $33,965
Most Common Loans for Gardner Webb University Students
Federal Loans 63%
Private loans 14%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Gardner Webb University financial aid, keep reading, or visit their financial aid website.

Scholarships at Gardner-Webb University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2021, Gardner Webb University awarded 883 need-based scholarships to students, giving away total of $22,707,976 to help students with financial need cover the cost of school. An additional $4,242,875 in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Gardner Webb University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Gardner Webb University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Gardner Webb University was $28,106 in 2021. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Gardner Webb University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus $3,114
Off-Campus $3,114

What will attending Gardner Webb University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Gardner Webb University's net cost calculator on their website.

Gardner Webb University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Gardner Webb University does not have guaranteed tuition.

The school offers a Prepaid Tuition Plan, which is a type of college savings plan that enables people to purchase future credits for their children at today's rate. It is best for people who are sure they or their child will attend a public school in their state.

Gardner Webb University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Gardner Webb University offer tuition waivers?

Schools sometimes offer tuition waivers to certain groups to cover some or all of the cost of tuition. Some schools offer them for employees and their family, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student

Gardner Webb University has some full or partial tuition waivers available for: Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Gardner Webb University Tuition & Fees

Tuition & Fees

$31,220

In State

$31,220

Out-of-State
Cost Breakdown
In State
Out-of-State
State Tuition
$31,220
$31,220
Fees
Unknown
Unknown
Housing
Unknown
Unknown
Books
Unknown
Unknown

Gardner Webb University Financial Aid

Students Who Receive Need-Based Aid

62%

Average Financial Aid Package

$28,475

© 2021 College Confidential / Concentrical LLC, Data provided by IPEDs and Peterson's Databases, © 2020 Peterson's LLC.

Quick Facts

Total Enrollment

3,884

Campus Setting

Small Town

Acceptance Rate

14%

Tuition and Fees

In State

$31,220

Out-of-State

$31,220

Fall Freshmen
Application Deadline

Continuous processing
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