Concordia University Chicago

In 2022, tuition for full-time students at Concordia University Chicago was $35,200 a year.

Tuition increased 3.7% in 2023–from $33,944 the prior year. On average, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students pay much less than the sticker price after grants, scholarships, and tuition discounts are awarded. Plus, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.

Concordia University Chicago meets 80% of the demonstrated financial need for undergraduates. First-year students that attend Concordia University Chicago full-time are awarded $28,109 a year in financial aid, on average.

Students in the class of 2023 who had taken out student loans graduated with an average of $22,113 of debt.

Does Concordia University Chicago Offer In-State and Out-of-State Tuition?

Concordia University Chicago is a private, religious institution, so it has the same tuition for students from Illinois as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state tuition can drastically reduce the total cost of attending college. Be sure to check your state's criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements as well, depending on where you live.

Explore other Illinois colleges

Concordia University Chicago International Student Tuition

Concordia University Chicago has the same tuition for international students as for those from out of state.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities.

International students without financial need may be eligible for merit-based institutional scholarships.

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Concordia University Chicago Living Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Concordia University Chicago.

House and Food Costs at Concordia University Chicago

Room and board at Concordia University Chicago costs $11,140 a year. This number includes the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat in the Concordia University Chicago's on-campus cafeterias and dining facilities.

Board costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Concordia University Chicago

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges have resources so that those who may struggle to participate because of cost can find ways to lower or eliminate these fees.

Transportation costs

The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these factors can make a big difference in your transportation budget. At Concordia University Chicago, freshman are allowed to park on campus.

Where are a college is located can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area is usually costly, but cities may offer more buses, trains or affordable flights to actually get to school. Concordia University Chicagois located in a suburb in Illinois, near Chicago.

Other Costs

When you're planning for college, don’t forget to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

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The Full Cost of Attending Concordia University Chicago

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Now, let’s look at the breakdown of all expenses, to get a better estimate of the actual cost of attending Concordia University Chicago.

Total Cost of Concordia University Chicago

What will the cost of attending Concordia University Chicago be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$35,200
Room and Board	$11,140
Other expenses	$800

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$49,398
Off-Campus	$38,258

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Concordia University Chicago Financial Aid

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The majority of Concordia University Chicago undergrads use financial aid to finance their education. In 2023, 898 of the 1,381 undergrads enrolled received financial aid. Concordia University Chicago meets 80% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $28,109 a year. Around 74% of Concordia University Chicago undergrads take out student loans to cover any remaining costs. Concordia University Chicago graduates who have student loans graduate with an average of $22,113 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$18,663
Private Loans	$21,710

Most Common Loans for Concordia University Chicago Students
Federal Loans	74%
Private loans	12%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Concordia University Chicago financial aid, keep reading, or visit their financial aid website.

Scholarships at Concordia University Chicago

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Concordia University Chicago awarded 895 need-based scholarships to students, giving away total of $21 million to help students with financial need cover the cost of school. An additional $4.42 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Concordia University Chicago

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Concordia University Chicago students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Concordia University Chicago was $28,109 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Concordia University Chicago seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$21,289
Off-Campus	$10,149

What will attending Concordia University Chicago really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Concordia University Chicago's net cost calculator on their website.

Concordia University Chicago Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Concordia University Chicago does not have guaranteed tuition.

Concordia University Chicago offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Concordia University Chicago Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Concordia University Chicago has some full or partial tuition waivers available for: - X - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Concordia University Chicago's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Concordia University Chicago's endowment, check with the school directly.

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Learn More About Concordia University Chicago

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