College of the Holy Cross

In 2022, tuition for full-time students at Holy Cross was $60,050 a year.

Tuition increased 4.25% in 2023–from $57,600 the previous year. On average, college tuition rises about 3% year.

If these numbers sound impossible, remember, the "sticker price" of tuition does not always tell the full story. Many students owe far less than the total tuition after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theprice of collegefeel more doable until after graduation.

College of the Holy Cross meets 100% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at College of the Holy Cross is around $48,673 a year.

In 2020, students graduated with an average of $24,617 in student loans for each student with debt.

Does College of the Holy Cross Offer In-State and Out-of-State Tuition?

College of the Holy Cross is a private, religious institution, so it has the same tuition for residents of Massachusetts as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer a lower cost of attendance for students who are residents of that state.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Don't forget to verify your state's rules for in-state residency. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other Massachusetts colleges

Do International Students Pay More to Go to College of the Holy Cross?

Tuition at College of the Holy Cross is the same for all students.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but may be eligible for private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at College of the Holy Cross:

•Athletic Awards •College of the Holy Cross-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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College of the Holy Cross Living Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at College of the Holy Cross.

House and Food Costs at College of the Holy Cross

Housing and campus dining at College of the Holy Cross is $17,750 a year. This covers the cost of living in dorms or other on-campus housing, plus a dining plan that enables you to eat in the College of the Holy Cross's on-campus cafeterias and dining halls. Students who live off campus but still want to use the dining facilities can pay for a meal plan. The cost of board-only is $9,900.

Meal-plan costs vary based on on the number of meals you intend to eat on-campus

Cost of Books at College of the Holy Cross

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be optional fees associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Most colleges have ways for students who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Planes, Trains, and Automobiles: Transportation costs at College of the Holy Cross

The cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you plan to bring a car or will you need to use public transportation? All of these questions can drastically impact your transportation budget. Keeping in mind, first-year students are not allowed to park a car on campus.

The location of a college or university can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city is sometimes pricey, but there may be more trains, busses and low-cost flight options to actually get to school. College of the Holy Crossis in a suburb in Massachusetts, near Boston.

Other Costs

When you're planning for college, be sure to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Total Tuition and Expenses at College of the Holy Cross

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of what is really costs to go to College of the Holy Cross.

Total Cost of College of the Holy Cross

What will the cost of attending College of the Holy Cross be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$60,050
Room and Board	$17,750
Board Only	$7,850
Other expenses	$900

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$79,500
Off-Campus	$69,600

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at College of the Holy Cross

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In 2023, 1,495 of the 3,233 undergrads enrolled received financial aid. College of the Holy Cross meets 100% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $48,673 a year. Around 60% of College of the Holy Cross undergrads take out student loans to cover any remaining costs. College of the Holy Cross graduates who have student loans graduate with an average of $24,617 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,719
College of the Holy Cross-Specific Loans	$3,823
Private Loans	$0

Most Common Loans for College of the Holy Cross Students
Federal Loans	60%
Institutional Loans	31%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on College of the Holy Cross financial aid, keep reading, or visit their financial aid website.

Scholarships at College of the Holy Cross

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, College of the Holy Cross awarded 1,238 need-based scholarships to students, giving away total of $52.4 million to help students with financial need cover the cost of school. An additional $11.7 million in merit-based scholarship money was awarded to students without demonstrated financial need.

College of the Holy Cross Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for College of the Holy Cross students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at College of the Holy Cross was $48,673 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of College of the Holy Cross seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$30,827
Off-Campus	$20,927

What will attending College of the Holy Cross really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the College of the Holy Cross's net cost calculator on their website.

College of the Holy Cross Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

College of the Holy Cross does not have guaranteed tuition.

College of the Holy Cross offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Holy Cross Tuition Waivers

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Holy Cross has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

College of the Holy Cross's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of College of the Holy Cross's endowment was $992.6 million. The average college endowment was $905 million in 2021. The school spends $23,775 for each full-time student enrolled.

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Learn More About College of the Holy Cross

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To learn more about College of the Holy Cross, choose from the options below:

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