Desperate Financial Help Needed for Independant student





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Discus: Financial Aid and Scholarships: Desperate Financial Help Needed for Independant student
By Clig (Clig) on Monday, October 11, 2004 - 03:33 am: Edit

Dear Friends,

I have a big problem. I was recently kicked out of my home and I must fend for myself. I got a job and and living in an apartment while going to school. I will apply to UC Berkeley (I am a CA resident) and several IVY schools. My parents will not pay for any of my schooling. When I apply for Fafsa, I will have paid my own taxes.

So, for Fafsa, can I only state my income since I'm on my own? How do I go about this?

If I were forced to state my parents' income, I'd be totally screwed for need-based financial aid.

I really need help on what to do, although I did a lot of research on the subject, I'm very confused about the FAFSA/financial aid process. If you respond to me, please be simple and easy to follow. Thanks a LOTTTTT.

By Garland (Garland) on Monday, October 11, 2004 - 08:56 am: Edit

FAFSA will ask a series of questions to ascertain whether you need to include your parent's income. Basically, the things that trigger independent status are: being 24 or older, being married, being an orphan or ward of the court, having a bachelors degree, having dependents of your own, or prior military service. On this basis, unfortunately, you will probably not be able to claim independence. Sometimes, schools will independently take into account special circumstances like yours, and the Financial Aid director can use professional discretion to grant you aid because of your situation, but this is done on a case by case basis.

YOu should contact the FA department at the schools you are applying to in order to discuss this with them.

Berkeley may be your best bet. You may be able to cover it with loans and employment.

Best wishes to you.

By Thumper1 (Thumper1) on Monday, October 11, 2004 - 10:22 am: Edit

I agree that you should check with the finaid offices where you apply. Unfortunately for you, the guidelines for independent status are more stringent than "being kicked out of your parent's home". If that's all it took, I suspect a LOT of parents would ask their students to leave home. Another thing is that many times schools will ask for verification that you have not been listed as a dependent on your parents' tax returns, AND that you can provide evidence that you are self supporting (taking NO support from your family). It sounds like you very much want to go to college. There are options for you to explore...instate universities, community colleges both will offer you the least expense for the short term. Good luck to you.

By Garland (Garland) on Monday, October 11, 2004 - 10:35 am: Edit

Thumper, as I said, the FAFSA guidelines are pretty clear, and most likely this student won't qualify. But FA directors are allowed to use "professional discretion" in some cases. It would have to be pretty dire, and there are no guarantees. That's why I suggested contacting the offices, but also tending toward a state school.

By Bluealien01 (Bluealien01) on Monday, October 11, 2004 - 10:47 am: Edit

Wait til' one of the parents answers this. I think one or two or them has the info on what "independent" means. Something like you have to be married, have dependents(children), or be 24 years of age.

By Bluealien01 (Bluealien01) on Monday, October 11, 2004 - 10:49 am: Edit

Ackkk...read what Garland said. Those are the requirements of being an independent.


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