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Is there a list/website/book that lists all the colleges that guarantee to meet 100% of demonstrated need? Specifically need colleges in New England and New York.....Thanks

By Vinny77 (Vinny77) on Monday, September 27, 2004 - 02:00 pm: Edit

Only 1 I know of is Cooper Union, lol good luck at that one. I think the people in that school are considered higher than MIT or carnegie mellon in Engineering, Im not sure thogh. To em i dont like small classes and knowing teachers. I would rather 300 idiots in a class and i can shine.

By Vinny77 (Vinny77) on Monday, September 27, 2004 - 02:01 pm: Edit

oh also in NYC Cuny Honors program, i think is free and they pay you to go

By Sybbie719 (Sybbie719) on Tuesday, September 28, 2004 - 07:01 am: Edit

Remember just because a college states that it will meet 100% of your need does not necessarily mean that they will give you a full ride or a ton of money. Need is also a relative term, because what you feel you need and what the college feels you need can be 2 different things.


Meeting 100% of need can also mean giving you a package full of loans. My recommendation is to dig deeper.

If you have schools in mind, read the various financial aid policies.

By Twr (Twr) on Tuesday, September 28, 2004 - 11:56 am: Edit

Thanks, I understand fully. I am getting ready to put D2 into college next year. D1 started this year at a school costing $40K that meets 100%. Our EFC is $33K so there is $7K of grants/loans/work study. I need D2 to find a place meeting 100%. I want to hold at $33K.

By Jamimom (Jamimom) on Tuesday, September 28, 2004 - 04:44 pm: Edit

Twr, get a copy of the USN&WR Ultimate Guide. It is a big, fat directory with all sorts of info like this. It will give you financial aid stats including average breakdowns of aid given. Some schools that meet 100% of aid have lots of loans to offer. So that too needs to be addressed.

By Keats (Keats) on Sunday, October 03, 2004 - 10:31 am: Edit

Princeton meets 100% of need with grants and work study, No Loans.

By Philvid2 (Philvid2) on Sunday, October 03, 2004 - 05:52 pm: Edit

Colgate meets 100% of need.

By Apacolypse (Apacolypse) on Saturday, October 09, 2004 - 09:18 pm: Edit

UVA meets 100% of need. You may not get a full ride though. Check out Access UVA.

http://www.virginia.edu/accessuva/

Another option is having your school nominate her for a Jefferson Scholarship.

http://www.jeffersonscholars.org/default.asp

By Tokenadult (Tokenadult) on Sunday, October 10, 2004 - 01:33 am: Edit

Harvard says it meets 100 percent of demonstrated need,

http://www.admissions.college.harvard.edu/faqs/financial_aid/

and MIT says so too.

http://web.mit.edu/finaid/fin_aid/index.html

I'd like to hear about how many other colleges there are that say they will meet 100 percent of demonstrated need.

By Sybbie719 (Sybbie719) on Sunday, October 10, 2004 - 08:41 am: Edit

Remember that there can be a big difference between what you think your demonstrated need is and how te college sees your deomonstrated need.

Some schools will not meet 100% need and GAP (think NYU)


Demonstrated need is calculated as:

Cost of attendance

Minus

Expected family contribution (based on FAFSA/CSS profile or other financial aid forms as dictated by the school)If family does not have this money they may have to take out a loan.

The demonstrated need will be met by:

Student contribution (usually from summer earnings. If student decides not to work or does not make the money, the colleges will increase aid to make up this money)

College work study (money earned while on campus, usually covers day to day incidentials)

Grants/scholarships (do not have to be repaid. However be aware that if you have a merit scholarship and do not meet the GPA requirements, you lose the scholarship)

Student loans (subsidized and unsubsidized)

As Jamimom suggested:

Get a copy of the USN&WR Ultimate Guide. It is a big, fat directory with all sorts of info like this. It will give you financial aid stats including average breakdowns of aid given. Some schools that meet 100% of aid have lots of loans to offer.

By Bluejay (Bluejay) on Sunday, October 10, 2004 - 09:56 am: Edit

Apacolypse: Help me make sure that I am understanding this correctly. An out of state student, who is first lucky enough to get in, with demonstrated need, after paying 4 years of their EFC will have their loans capped at the price of one year instate costs? (around $15,000.)