Paying For College

Seven Student Loan Myths Debunked

Ah, one of my favorite topics: student loans, along with their nasty consequence: student loan debt. Over the years, I have constantly nagged my student and parent readers about keeping a rational mindset when considering the lure of financial aid packages, especially those of the seductive (and emotionally exciting) first year. In the flush of ...

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The Gap Year Choice

Not all college-bound high school seniors will be on a campus this fall. Some will be pursuing a Gap Year. For the uninitiated, let’s explain the Gap Year. Could there be a better place to discover what a Gap Year is than gapyear.com? Probably not. So what does that site have to say about Gap ...

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Is Financial Aid Negotiable?

Even though the May 1 enrollment deadline for most colleges has passed, the goal of paying for college may remain a quest for some families. With the good news of college acceptances, come the financial aid packages. First-year aid packages are almost always the most satisfying, since their heft is designed to encourage enrollment, as ...

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Deposit Decisions

May 1 is about to be upon us. Ten days from this writing, college decisions — and their related deposits — will be due. Many of you may have already made that deposit, either through an Early Action (EA) or Early Decision (ED) acceptance. Others, accepted Regular Decision (RD), may have made their enrollment deposit ...

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Dealing with Disappointing Financial Aid Packages

Today, I’m turning over the content of my blog post to another David — David Harrity of College Choice. David and I were discussing what high school seniors, who have just been accepted to college, and their families can do when those acceptances are roadblocked by a less-than-adequate financial aid package. This is an all ...

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The Devil’s in The Debt

Okay, high school seniors … let’s summarize. You probably have piled somewhere, the results of your college quest: the good news (acceptances) and the not so good news (rejections) or, possibly worse, waitlistings. Waitlistings seem to be the tool of choice these days with highly competitive colleges. You can read my thoughts on waitlists elsewhere ...

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Obtaining More Financial Aid

Most things are negotiable. That includes college financial aid. I know that to be true because I have negotiated successfully for an increased aid package for my daughter. I recall the situation quite clearly, even though it happened decades ago. My daughter applied Early Decision to a small liberal arts college and was accepted in ...

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The FAFSA Made Easy

I have written here before about being the parent of two college graduates. I write this post today for the benefit of you parents (and high school juniors) who will be dealing with the college process this fall. One of the main memories I have as a college Dad is what it took every year ...

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Sending CSS Profile and FAFSA Follow-Up Letters

Question: I completed the CSS Profile form which was required by several of the colleges I’m applying to. But after I sent it in, I started reading some College Confidential discussions about the Profile, and I think I may have put some misleading information on my form that made my family look as if we ...

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