University of Southern Mississippi

In 2022, tuition for full-time students at University of Southern Mississippi was $9,508 a year for in-state students and $11,508 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

If these numbers feel scary, remember, the displayed price of tuition does not give you enough information to determine the actual cost of attending any given college. Many students owe far less than the sticker price after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theactual cost of attending college more manageable until you're done with college.

International students can expect to pay 11,508 per year for tuition at University of Southern Mississippi.

University of Southern Mississippi meets 71.6% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at University of Southern Mississippi is around $12,273 a year.

Graduates in the class of 2023 had an average of $23,640 in student loans per borrower.

University of Southern Mississippi: In-state vs. Out-of-State Tuition

University of Southern Mississippi is a public, state institution, so it offers a reduced tuition rate of $9,508 for in-state students who attend full-time. For students who are not considered MS-residents, out-of-state tuition is $11,508 a year.

Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for those who qualify as MS residents.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Take the time to check your state's criteria for in-state tuition. Each state has different requirements to qualify as in-state resident. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on where you live.

Explore other MS colleges

Is University of Southern Mississippi's Tuition Different for International Students?

University of Southern Mississippi has the same tuition for international students as for those from out of state.

International students at University of Southern Mississippi usually pay around $11,508 per year, before any scholarships, grants or other financial aid.

International students are not eligible for federal financial aid, but should research private or University of Southern Mississippi-specific grants, scholarships, and other funding opportunities. International students who demonstrate financial need may be eligible for the following types of financial support at University of Southern Mississippi:

•University of Southern Mississippi-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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University of Southern Mississippi Room, Board, Fees, and More

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In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at University of Southern Mississippi.

House and Food Costs at University of Southern Mississippi

Room and board at University of Southern Mississippi costs $11,664 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the school dining halls.

Board costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at University of Southern Mississippi?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Most colleges offer ways for students with financial need to find ways to lower or eliminate these fees.

Planes, Trains, and Automobiles: Transportation costs at University of Southern Mississippi

The cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget.

The location of a college or university can impact your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in a city can be costly, but there may be more buses, trains or low-cost flight options to actually get to school. The University of Southern Mississippi campus is in a suburb in MS.

Other Costs

When you're planning for college, be sure to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at University of Southern Mississippi

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Now, let’s go over all of the costs we've covered, to get a better estimate of how much students can expect to shell out for University of Southern Mississippi.

How Much Does University of Southern Mississippi Cost?

What will the cost of attending University of Southern Mississippi be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$9,508
Out-of-State Tuition	$11,508
Room and Board	$11,664
Other expenses	$3,226

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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University of Southern Mississippi Financial Aid

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The majority of University of Southern Mississippi undergrads use financial aid to finance their education. In 2023, 6,390 of the 10,693 undergrads enrolled received financial aid. University of Southern Mississippi meets 71.6% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $12,273 a year. Around 65% of University of Southern Mississippi undergrads take out student loans to cover any remaining costs. University of Southern Mississippi graduates who have student loans graduate with an average of $23,640 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,958
Private Loans	$12,737

Most Common Loans for University of Southern Mississippi Students
Federal Loans	65%
Private loans	4%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Southern Mississippi financial aid, keep reading, or visit their financial aid website.

Scholarships at University of Southern Mississippi

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of Southern Mississippi awarded 4,478 need-based scholarships to students, giving away total of $44.9 million to help students with financial need cover the cost of school. An additional $35.42 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of University of Southern Mississippi

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of Southern Mississippi students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of Southern Mississippi was $12,273 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Southern Mississippi seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$1,362
Net In-state, Off-campus	$1,671
Out-of-State, On-Campus	$15,635

What will attending University of Southern Mississippi really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the University of Southern Mississippi's net cost calculator on their website.

University of Southern Mississippi Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

University of Southern Mississippi Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

University of Southern Mississippi's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about University of Southern Mississippi's endowment, check with the school directly.

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Learn More About University of Southern Mississippi

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To learn more about University of Southern Mississippi, choose from the options below:

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