University of Massachusetts Lowell

In 2022, University of Massachusetts Lowell's tuition was $15,850 a year for in-state students and $34,676 a year for out-of-state students.

On average, college tuition rises about 3% year.

Remember, the advertized cost of tuition does not mean much if you plan to use financial aid to help pay for college. Many students pay a lot less than the sticker price after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make theprice of collegefeel more doable until you've finishing school and found a job.

Tuition for international students at University of Massachusetts Lowell is $34,676 per year.

University of Massachusetts Lowell meets 89% of the demonstrated financial need for undergraduates. First-year students that attend University of Massachusetts Lowell full-time are awarded $17,966 a year in financial aid, on average.

Graduates in the class of 2023 had an average of $31,528 in student loans per borrower.

In-state vs. Out-of-state Tuition at University of Massachusetts Lowell

University of Massachusetts Lowell is a public, state institution, so it offers a reduced tuition rate of $15,850 for students who qualify as state residents and attend full-time.Non-Massachusetts residents can expect to pay 34,676 per year for tuition.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Don't forget to check your state's guidelines for how to qualify for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria too, depending on where you live.

Explore other Massachusetts colleges

Is University of Massachusetts Lowell's Tuition Different for International Students?

University of Massachusetts Lowell has the same tuition for international students as for those from out of state.

International students at University of Massachusetts Lowell can expect to pay around $34,676 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or school-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

---

University of Massachusetts Lowell Housing Expenses, Fees, and More

---

Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when estimating the cost of attendance for college. Let's take a look at what impacts these costs, and what to expect at University of Massachusetts Lowell.

Room and Board Costs at University of Massachusetts Lowell

Housing and campus dining at University of Massachusetts Lowell costs $13,930 a year. This number covers the cost of living in dorms or other on-campus housing, and a dining plan that allows you to eat in the University of Massachusetts Lowell's on-campus cafeterias and dining halls.

Meal-plan costs may vary depending on how many meals are included in the plan you choose.

How Much Do Books Cost at University of Massachusetts Lowell?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Most colleges offer resources for students who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Planes, Trains, and Automobiles: Transportation costs at University of Massachusetts Lowell

The total cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or are you planning to use public transportation? All of these questions can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in a city could be expensive, but there may be more buses, trains or affordable flights to actually get to school. University of Massachusetts Lowellis in a city in Massachusetts, not far from Boston.

Other Costs

When budgeting for college, don’t forget to leave some room in your budget for personal expenses, like entertainment, clothes, furnishings and toiletries.

---

The Full Cost of Attending University of Massachusetts Lowell

---

Now, let’s look at the breakdown of all expenses, to get a better estimate of the actual cost of attending University of Massachusetts Lowell.

Total Cost of University of Massachusetts Lowell

What will the cost of attending University of Massachusetts Lowell be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$15,850
Out-of-State Tuition	$34,676
Room and Board	$13,930
Other expenses	$800

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

---

University of Massachusetts Lowell Financial Aid

---

In 2023, 5,656 of the 13,086 undergrads enrolled received financial aid. University of Massachusetts Lowell meets 89% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $17,966 a year. Around 74% of University of Massachusetts Lowell undergrads take out student loans to cover any remaining costs. University of Massachusetts Lowell graduates who have student loans graduate with an average of $31,528 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,985
Private Loans	$36,296

Most Common Loans for University of Massachusetts Lowell Students
Federal Loans	74%
Private loans	18%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on University of Massachusetts Lowell financial aid, keep reading, or visit their financial aid website.

Scholarships at University of Massachusetts Lowell

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, University of Massachusetts Lowell awarded 4,993 need-based scholarships to students, giving away total of $56.8 million to help students with financial need cover the cost of school. An additional $11.41 million in merit-based scholarship money was awarded to students without demonstrated financial need.

University of Massachusetts Lowell Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for University of Massachusetts Lowell students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at University of Massachusetts Lowell was $17,966 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of University of Massachusetts Lowell seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-4,632
Net In-state, Off-campus	$-1,396
Out-of-State, On-Campus	$32,160

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending University of Massachusetts Lowell really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the University of Massachusetts Lowell's net cost calculator on their website.

University of Massachusetts Lowell Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

University of Massachusetts Lowell does not have guaranteed tuition.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

University of Massachusetts Lowell Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

University of Massachusetts Lowell's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of University of Massachusetts Lowell's endowment was $130.5 million. The average college endowment was $905 million in 2021. For each full-time student, University of Massachusetts Lowell spends about $9,988 a year.

---

Learn More About University of Massachusetts Lowell

---

Choose one of the options below to find out more about about University of Massachusetts Lowell:

Overview

Student Life

Academics

Admissions

Visit the College Confidential forums to join the conversation about University of Massachusetts Lowell