University at Albany, State University of New York

In 2022, tuition for full-time students at UAlbany was $7,070 a year for in-state students and $25,660 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students pay far less than the sticker price after grants, scholarships, and tuition discounts kick in. Plus, student loans can make thecost of college more manageable until you're done with college.

Tuition for international students at UAlbany is $25,660 per year.

UAlbany meets 57% of the demonstrated financial need for undergraduates. First-year students that attend UAlbany full-time are awarded $13,323 a year in financial aid, on average.

The average student debt for graduates in the class of 2023 was around $26,106 per student, not including those with no debt.

In-state vs. Out-of-state Tuition at UAlbany

UAlbany is a public, state institution, which means it offers a reduced tuition rate of $7,070 for in-state students who attend full-time.Non-New York residents can expect to pay 25,660 per year for tuition.

Public schools receive funds from the state to help them cover costs. These institutions offer a lower cost of attendance for students who are residents of that state.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Take the time to verify your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other New York colleges

Tuition for International Students at UAlbany

UAlbany has the same tuition for international students as for those from out of state.

International students at UAlbany can expect to pay around $25,660 per year, before any scholarships or financial aid.

International students are not eligible for federal financial aid, but should research private or school-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at UAlbany:

•On-campus jobs •Loans from outsideUAlbany •UAlbany-specific loans •UAlbany-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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UAlbany Housing Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at UAlbany.

Room and Board Costs at UAlbany

Housing and campus dining at UAlbany costs $16,034 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat in the school dining halls. Students who live off campus but still want to use the dining facilities can choose to be on a meal plan. The cost of board-only is $9,000.

Meal-plan costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at UAlbany

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools offer resources so that those who may struggle to participate because of cost can get help covering these costs.

The Cost of Transportation at UAlbany

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget. At UAlbany, freshman are not allowed to park on campus.

The location of a college or university can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area may be pricey, but there may be more trains, busses and affordable flights to actually get to school. The UAlbany campus is in a suburb in New York.

Other Costs

When creating a budget for college, don’t forget to take into account the cost of things like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at UAlbany

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Now, let’s go over all of the costs we've covered, to get a better idea of how much students can expect to shell out for UAlbany.

How Much Does UAlbany Cost?

What will the cost of attending UAlbany be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$7,070
Out-of-State Tuition	$25,660
Room and Board	$16,034
Board Only	$3,500
Other expenses	$2,100

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at UAlbany

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The majority of UAlbany undergrads use financial aid to to cover the cost of tuition. In 2023, 7,861 of the 12,264 undergrads enrolled received financial aid. UAlbany meets 57% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $13,323 a year. Around 66% of UAlbany undergrads take out student loans to cover any remaining costs. UAlbany graduates who have student loans graduate with an average of $26,106 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$21,041
Private Loans	$27,541

Most Common Loans for UAlbany Students
Federal Loans	65%
Private loans	13%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on UAlbany financial aid, keep reading, or visit their financial aid website.

Scholarships at UAlbany

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, UAlbany awarded 7,331 need-based scholarships to students, giving away total of $70.3 million to help students with financial need cover the cost of school. An additional $11.59 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of UAlbany

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for UAlbany students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at UAlbany was $13,323 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of UAlbany seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$1,956
Net In-state, Off-campus	$3,145
Out-of-State, On-Campus	$33,869

What will attending UAlbany really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the UAlbany's net cost calculator on their website.

UAlbany Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

UAlbany does not have guaranteed tuition.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

UAlbany Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

UAlbany's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of UAlbany's endowment was $100.9 million. The average college endowment was $905 million in 2021. The school spends $13,723 for each full-time student enrolled.

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Learn More About UAlbany

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