Union College - New York

In 2022, Union College's tuition was $66,105 a year.

In 2023, tuition increased 3.93%–from $63,603 the prior year. Usually, college tuition rises about 3% year.

If this makes attending the college of your dreams seem daunting, remember, the "sticker price" of tuition does not always mean much if you plan to use financial aid to help pay for college. Many students find the actual cost of college is far less than the total tuition after grants, scholarships, and tuition discounts are applied. Additionally, student loans can make theprice of collegemore manageable until you've finishing school and found a job.

Union College meets 100% of the demonstrated financial need for undergraduates. First-year students that attend Union College full-time are awarded $53,740 a year in financial aid, on average.

In 2020, students graduated with an average of $37,284 in student loans for each student with debt.

In-state vs. Out-of-state Tuition at Union College

Union College is a private institution, so it has the same tuition for residents of New York as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for those who qualify as New York residents.

Choosing an insitution where you qualify for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Take the time to check your state's eligibility criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria as well, depending on where you live.

Explore other New York colleges

Do International Students Pay More to Go to Union College?

Union College has the same tuition for international students as for those from out of state.

Students from outside of the U.S. usually do not qualify for for federal financial aid, but may be eligible for private or school-specific aid and scholarships. International students with need may be eligible for the following types of financial support at Union College:

•On-campus jobs •Loans from outsideUnion College •Union College-specific loans •Union College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Union College Housing Expenses, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Union College.

Room and Board Costs at Union College

Room and board at Union College is $16,389 a year. This includes the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat in the school dining facilities.

Board costs can depend on how many meals are included in the plan you choose.

Cost of Books at Union College

The cost of books often surprises first-year college students. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in certain activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools offer resources for students with demonstrated need to find ways to lower or eliminate these fees.

Transportation costs

The total cost of getting around in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or are you planning to use public transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are not allowed to park a car on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area could be costly, but cities may offer more trains, busses and low-cost flight options to actually get to school. The Union College campus is located in a city in New York.

Other Costs

When budgeting for college, be sure to take into account personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Total Tuition and Expenses at Union College

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for Union College.

Total Cost of Union College

What will the cost of attending Union College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$66,105
Room and Board	$16,389
Other expenses	$600

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$83,445
Off-Campus	$66,456

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Union College

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The majority of Union College undergrads use financial aid to help pay for school. In 2023, 1,176 of the 2,110 undergrads enrolled received financial aid. Union College meets 100% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $53,740 a year. Around 57% of Union College undergrads take out student loans to cover any remaining costs. Union College graduates who have student loans graduate with an average of $37,284 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,019
State Loans	$48,567
Union College-Specific Loans	$12,101
Private Loans	$57,610

Most Common Loans for Union College Students
Federal Loans	54%
State loans	3%
Institutional Loans	17%
Private loans	11%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Union College financial aid, keep reading, or visit their financial aid website.

Scholarships at Union College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Union College awarded 1,174 need-based scholarships to students, giving away total of $57.5 million to help students with financial need cover the cost of school. An additional $12.31 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Union College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Union College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Union College was $53,740 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Union College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$29,705
Off-Campus	$12,716

What will attending Union College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Union College's net cost calculator on their website.

Union College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Union College does not have guaranteed tuition.

Union College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Union College Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to offset the cost of attending. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Union College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Union College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Union College's endowment, check with the school directly.

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Learn More About Union College

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

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Admissions

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