The University of Tennessee at Chattanooga

In 2022, The University of Tennessee at Chattanooga's tuition was $8,232 a year for in-state students and $24,110 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

Remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is a lot less than the total tuition after grants, scholarships, and tuition discounts kick in. And, student loans can make the amount you do have to pay out of pocket feel more doable until you've finishing school and found a job.

Tuition for international students at The University of Tennessee at Chattanooga is $24,296 per year.

The University of Tennessee at Chattanooga meets 69.1% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at The University of Tennessee at Chattanooga is around $12,343 a year.

Graduates in the class of 2023 had an average of $22,050 in student loans per borrower.

Does The University of Tennessee at Chattanooga Offer In-State and Out-of-State Tuition?

The University of Tennessee at Chattanooga is a public, state institution, so it offers a reduced tuition rate of $8,232 for students who qualify as state residents and attend full-time.Non-Tennessee residents can expect to pay 24,110 per year for tuition.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Attending a school where you qualify for in-state tuition can save on the total cost of attending college. Be sure to verify your state's guidelines for how to qualify for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other Tennessee colleges

Do International Students Pay More to Go to The University of Tennessee at Chattanooga?

The University of Tennessee at Chattanooga has the same tuition for international students as for those from out of state.

International students at The University of Tennessee at Chattanooga usually pay around $24,296 per year, before any scholarships or financial aid.

International students usually do not qualify for for federal financial aid, but should research private or school-specific aid and scholarships. International students with need may qualify for the following types of financial support at The University of Tennessee at Chattanooga:

•Loans from outsideThe University of Tennessee at Chattanooga

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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The University of Tennessee at Chattanooga Room, Board, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at The University of Tennessee at Chattanooga.

House and Food Costs at The University of Tennessee at Chattanooga

Room and board at The University of Tennessee at Chattanooga is $12,930 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the The University of Tennessee at Chattanooga's on-campus cafeterias and dining facilities.

Meal-plan costs can depend on the number of meals you intend to eat on-campus

How Much Do Books Cost at The University of Tennessee at Chattanooga?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or participating in sports or other extracurriculars. Many schools have resources for students who may struggle to participate because of cost can get help covering these costs.

The Cost of Transportation at The University of Tennessee at Chattanooga

The total cost of getting around in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you own a car, or will you need to use public transportation? All of these factors can drastically impact your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

The location of a college or university can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city could be expensive, but cities may offer more buses, trains or affordable flights to actually get to school. The University of Tennessee at Chattanoogais located in a city in Tennessee.

Other Costs

When estimating your budget for college, don’t forget to factor in the cost of things like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Financial Breakdown for The University of Tennessee at Chattanooga

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Now, let’s go over all of the costs we've covered, to get a better estimate of the actual cost of attending The University of Tennessee at Chattanooga.

Total Cost of The University of Tennessee at Chattanooga

What will the cost of attending The University of Tennessee at Chattanooga be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$8,232
Out-of-State Tuition	$24,110
Room and Board	$12,930

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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The University of Tennessee at Chattanooga Financial Aid

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The majority of The University of Tennessee at Chattanooga undergrads use financial aid to finance their education. In 2023, 4,958 of the 9,884 undergrads enrolled received financial aid. The University of Tennessee at Chattanooga meets 69.1% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $12,343 a year. Around 54.89% of The University of Tennessee at Chattanooga undergrads take out student loans to cover any remaining costs. The University of Tennessee at Chattanooga graduates who have student loans graduate with an average of $22,050 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$19,288
Private Loans	$21,036

Most Common Loans for The University of Tennessee at Chattanooga Students
Federal Loans	54.4%
Private loans	7.65%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on The University of Tennessee at Chattanooga financial aid, keep reading, or visit their financial aid website.

Scholarships at The University of Tennessee at Chattanooga

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, The University of Tennessee at Chattanooga awarded 4,598 need-based scholarships to students, giving away total of $43.7 million to help students with financial need cover the cost of school. An additional $20.79 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of The University of Tennessee at Chattanooga

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for The University of Tennessee at Chattanooga students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at The University of Tennessee at Chattanooga was $12,343 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of The University of Tennessee at Chattanooga seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-1,612
Net In-state, Off-campus	$-2,199
Out-of-State, On-Campus	$26,609

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending The University of Tennessee at Chattanooga really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the The University of Tennessee at Chattanooga's net cost calculator on their website.

The University of Tennessee at Chattanooga Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

The University of Tennessee at Chattanooga does not have guaranteed tuition.

The University of Tennessee at Chattanooga offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does The University of Tennessee at Chattanooga Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to offset the cost of attending. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

The University of Tennessee at Chattanooga has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

The University of Tennessee at Chattanooga's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

The University of Tennessee at Chattanooga's endowment was valued at $195.1 million in 2023, compared to a national average of $905 million. The school spends $9,168 for each full-time student enrolled.

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Learn More About The University of Tennessee at Chattanooga

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