Texas Lutheran University

In 2022, tuition for full-time students at Texas Lutheran University was $34,300 a year.

In 2023, tuition increased 6.03%–from $32,350 the previous year. Usually, colleges raise tuition about 3% each year.

If this information makes going to college sound impossible, remember, the advertized cost of tuition doesn't give you enough information to determine the actual cost of attending any given college. Many students find the actual cost of college is far less than the total tuition after grants, scholarships, and tuition discounts are applied. Additionally, student loans can make the amount you do have to pay out of pocket feel more doable until you've finishing school and found a job.

Texas Lutheran University meets 75.77% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Texas Lutheran University is around $26,875 a year.

Students in the class of 2023 who had taken out student loans graduated with an average of $32,028 of debt.

Texas Lutheran University: In-state vs. Out-of-State Tuition

Texas Lutheran University is a private, religious institution, which means it has the same tuition for students from Texas as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing an insitution where you are eligible for the reduced tuition offered to state residentscan save students a lot of money on the total cost of attending college. Be sure to check your state's eligibility criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be additional requirements as well, depending on the state you and your parents currently reside in.

Explore other Texas colleges

Tuition for International Students at Texas Lutheran University

Texas Lutheran University has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for federal financial aid, but should research private or school-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at Texas Lutheran University:

•Texas Lutheran University-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Texas Lutheran University Housing Expenses, Fees, and More

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In addition to tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Texas Lutheran University.

Room and Board Costs at Texas Lutheran University

Room and board at Texas Lutheran University is $11,880 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat in the Texas Lutheran University's on-campus cafeterias and dining halls.

Meal-plan costs can depend on the number of meals you intend to eat on-campus

Cost of Books at Texas Lutheran University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools have resources so that those who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Planes, Trains, and Automobiles: Transportation costs at Texas Lutheran University

The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus walkable? Do you own a car, or are you planning to use public transportation? All of these factors can drastically impact your transportation budget. At Texas Lutheran University, freshman are allowed to park on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area could be pricey, but cities may offer more buses, trains or low-cost flight options to actually get to school. Texas Lutheran Universityis located in a suburb in Texas, not far from San Antonio and Austin.

Other Costs

When creating a budget for college, be sure to leave some room in your budget for the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Total Tuition and Expenses at Texas Lutheran University

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of the actual cost of attending Texas Lutheran University.

Total Cost of Texas Lutheran University

What will the cost of attending Texas Lutheran University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$34,300
Room and Board	$11,880

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$46,800
Off-Campus	$34,920

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Texas Lutheran University

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The majority of Texas Lutheran University undergrads use financial aid to finance their education. In 2023, 990 of the 1,400 undergrads enrolled received financial aid. Texas Lutheran University meets 75.77% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $26,875 a year. Around 69% of Texas Lutheran University undergrads take out student loans to cover any remaining costs. Texas Lutheran University graduates who have student loans graduate with an average of $32,028 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$24,290
State Loans	$40,188
Private Loans	$28,786

Most Common Loans for Texas Lutheran University Students
Federal Loans	69%
State loans	2%
Private loans	17%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Texas Lutheran University financial aid, keep reading, or visit their financial aid website.

Scholarships at Texas Lutheran University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Texas Lutheran University awarded 950 need-based scholarships to students, giving away total of $41.9 million to help students with financial need cover the cost of school. An additional $10.54 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Texas Lutheran University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Texas Lutheran University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Texas Lutheran University was $26,875 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Texas Lutheran University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$19,925
Off-Campus	$8,045

What will attending Texas Lutheran University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Texas Lutheran University's net cost calculator on their website.

Texas Lutheran University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Texas Lutheran University Tuition Waivers

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Texas Lutheran University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Texas Lutheran University's endowment, check with the school directly. For each full-time student, Texas Lutheran University spends about $10,873 a year.

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Learn More About Texas Lutheran University

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To learn more about Texas Lutheran University, choose from the options below:

Overview

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