Spalding University

In 2004, tuition for full-time students at Spalding University was $26,900 a year.

In 2023, tuition increased 1.89%–from $26,400 the prior year. Usually, college tuition goes up about 3% every year.

If this information makes going to college sound impossible, remember, the "sticker price" of tuition does not always tell the full story. Many students find the actual cost of college is a lot less than the total tuition after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make theactual cost of attending college feel more doable until after graduation.

Spalding University meets 75% of the demonstrated financial need for undergraduates. First-year students that attend Spalding University full-time are awarded $11,700 a year in financial aid, on average.

Spalding University: In-state vs. Out-of-State Tuition

Spalding University is a private, religious institution, which means it has the same tuition for students from KY as it does for students who live in other states.

Public colleges and universities receive funding from the state government. These institutions offer reduced tuition for those who qualify as KY residents.

Attending a college where you are eligible for in-state tuition can save significant money on the cost of tuition, as well as loans and interest owed. Be sure to check your state's requirements for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on where you live.

Explore other KY colleges

Do International Students Pay More to Go to Spalding University?

Tuition at Spalding University is the same for all students.

International students usually do not qualify for for loans or grants from the U.S. government, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities.

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Spalding University Living Expenses, Fees, and More

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In addition to tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Spalding University.

Room and Board Costs at Spalding University

Housing and campus dining at Spalding University costs $9,000 a year. This number includes the cost of living in dorms or other on-campus housing, and a meal plan that allows you to eat all or some of your meals the Spalding University's on-campus cafeterias and dining halls.

Board costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Spalding University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

Most schools charge some yearly fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools have ways for students who may struggle to participate because of cost can get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Spalding University

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these questions can make a big difference in your transportation budget. At Spalding University, freshman are allowed to park on campus.

Where are a college is located can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area could be expensive, but cities may offer more trains, busses or low-cost flight options to actually get to school. Spalding Universityis in a city in KY, not far from Louisville.

Other Costs

When creating a budget for college, don’t forget to leave some room in your budget for personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Spalding University

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Now, let’s look at the breakdown of all expenses, to get a better estimate of what is really costs to go to Spalding University.

Total Cost of Spalding University

What will the cost of attending Spalding University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$26,900
Room and Board	$9,000

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$36,050
Off-Campus	$27,050

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Spalding University Financial Aid

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Spalding University meets 75% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $11,700 a year.

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Spalding University financial aid, keep reading, or visit their financial aid website.

Scholarships at Spalding University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, a total of $5.2 million was awarded in need-based scholarships.

Net Cost of Spalding University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Spalding University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Spalding University was $11,700 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Spalding University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$24,350
Off-Campus	$15,350

What will attending Spalding University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Spalding University's net cost calculator on their website.

Spalding University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Spalding University Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Spalding University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2004, the total market value of Spalding University's endowment was $16.6 million. The average college endowment was $905 million in 2021. For each full-time student, Spalding University spends about $6,692 a year.

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Learn More About Spalding University

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