Southwest Baptist University

In 2022, tuition for full-time students at Southwest Baptist University was $25,990 a year.

In 2023, tuition increased 3.55%–from $25,100 the prior year. On average, college tuition goes up about 3% every year.

If these numbers sound impossible, remember, the displayed price of tuition does not always give you all the info you need to know how much you will actually have to pay for college. Many students find the actual cost of college is way less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make thecost of college feel more doable until you've finishing school and found a job.

Southwest Baptist University meets 69% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Southwest Baptist University is around $26,812 a year.

Graduates in the class of 2023 had an average of $25,992 in student loans per borrower.

Does Southwest Baptist University Offer In-State and Out-of-State Tuition?

Southwest Baptist University is a private, religious institution, which means it has the same tuition for residents of Missouri as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a school where you are eligible for in-state tuition can drastically reduce the overall cost of college. Take the time to check your state's rules for in-state tuition. Each state has different requirements to qualify as in-state resident. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements as well, depending on the state you and your parents currently reside in.

Explore other Missouri colleges

Is Southwest Baptist University's Tuition Different for International Students?

Southwest Baptist University has the same tuition for international students as for those from out of state.

Students from outside of the U.S. are not eligible for loans or grants from the U.S. government, but should research private or Southwest Baptist University-specific aid and scholarships. International students with need may qualify for the following types of financial support at Southwest Baptist University:

•Loans from outsideSouthwest Baptist University •Southwest Baptist University-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Southwest Baptist University Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Southwest Baptist University.

House and Food Costs at Southwest Baptist University

Housing and campus dining at Southwest Baptist University costs $8,290 a year. This includes the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat all or some of your meals the Southwest Baptist University's on-campus cafeterias and dining facilities.

Meal-plan costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Southwest Baptist University

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

There may be other costs associated with participating in special activities, like Greek Life, or playing on an intramural sports team. Many schools have resources so that those with financial need to get help covering these costs.

Planes, Trains, and Automobiles: Transportation costs at Southwest Baptist University

The total cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus easy to get around on foot? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these questions can drastically impact your transportation budget. At Southwest Baptist University, freshman are allowed to park on campus.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is sometimes pricey, but there may be more buses, trains and low-cost flight options to actually get to school. The Southwest Baptist University campus is located in a town in Missouri.

Other Costs

When you're planning for college, don’t forget to leave some room in your budget for personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Southwest Baptist University

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending Southwest Baptist University.

How Much Does Southwest Baptist University Cost?

What will the cost of attending Southwest Baptist University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$25,990
Room and Board	$8,290

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$36,760
Off-Campus	$28,470

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Southwest Baptist University’s tuition and fees change based on: •Campus location for full-time and part-time students •Academic program for both full and part-time students •Course load for part-time students

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Southwest Baptist University Financial Aid

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In 2023, 1,056 of the 2,379 undergrads enrolled received financial aid. Southwest Baptist University meets 69% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $26,812 a year. Around 69% of Southwest Baptist University undergrads take out student loans to cover any remaining costs. Southwest Baptist University graduates who have student loans graduate with an average of $25,992 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$23,013
Private Loans	$21,733

Most Common Loans for Southwest Baptist University Students
Federal Loans	69%
Private loans	10%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Southwest Baptist University financial aid, keep reading, or visit their financial aid website.

Scholarships at Southwest Baptist University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Southwest Baptist University awarded 994 need-based scholarships to students, giving away total of $12.5 million to help students with financial need cover the cost of school. An additional $6.91 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Southwest Baptist University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Southwest Baptist University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Southwest Baptist University was $26,812 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Southwest Baptist University seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$9,948
Off-Campus	$1,658

What will attending Southwest Baptist University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Southwest Baptist University's net cost calculator on their website.

Southwest Baptist University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Southwest Baptist University does not have guaranteed tuition.

Southwest Baptist University offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Southwest Baptist University Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Southwest Baptist University has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Southwest Baptist University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of Southwest Baptist University's endowment was $27.9 million. The average college endowment was $905 million in 2021. For each full-time student, Southwest Baptist University spends about $3,429 a year.

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Learn More About Southwest Baptist University

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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