Saginaw Valley State University

In 2022, tuition for full-time students at Saginaw Valley State University was $11,424 a year for in-state students and $26,835 a year for out-of-state students.

On average, college tuition rises about 3% year.

Remember, the "sticker price" of tuition does not give you enough information to determine the actual cost of attending any given college. Many students owe a lot less than the total tuition after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make theactual cost of attending college more manageable until you've finishing school and found a job.

International students can expect to pay 26,835 per year for tuition at Saginaw Valley State University.

Saginaw Valley State University meets 69% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Saginaw Valley State University is around $12,703 a year.

The average student debt for graduates in the class of 2023 was around $30,755.83 per student, not including those with no debt.

In-state vs. Out-of-state Tuition at Saginaw Valley State University

Saginaw Valley State University is a public, state institution, so it offers a reduced tuition rate of $11,424 for students who qualify as state residents and attend full-time.Non-Michigan residents can expect to pay 26,835 per year for tuition.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for those who qualify as Michigan residents.

Choosing an insitution where you qualify for the reduced tuition offered to state residentscan save students a lot of money on the overall cost of college. Take the time to check your state's eligibility criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria as well, depending on where you live.

Explore other Michigan colleges

Saginaw Valley State University International Student Tuition

Saginaw Valley State University has the same tuition for international students as for those from out of state.

International students at Saginaw Valley State University can expect to pay around $26,835 per year, before any scholarships, grants or other financial aid.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but should research private or Saginaw Valley State University-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at Saginaw Valley State University:

•On-campus jobs •Athletic Awards •Saginaw Valley State University-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Saginaw Valley State University Living Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Saginaw Valley State University.

Room and Board Costs at Saginaw Valley State University

Housing and campus dining at Saginaw Valley State University is $11,780 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat all or some of your meals the Saginaw Valley State University's on-campus cafeterias and dining halls.

Board costs can depend on how many meals are included in the plan you choose.

Cost of Books at Saginaw Valley State University

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be optional fees associated with participating in certain activities, like joining a fraternity or sorority, or playing on an intramural sports team. Many schools offer ways for students who may struggle to participate because of cost can find ways to lower or eliminate these costs.

The Cost of Transportation at Saginaw Valley State University

The total cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these factors can drastically impact your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area might be expensive, but cities may offer more buses, trains and affordable flights to actually get to school. Saginaw Valley State Universityis in a town in Michigan, near Detroit.

Other Costs

When estimating your budget for college, be sure to consider personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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The Full Cost of Attending Saginaw Valley State University

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of what is really costs to go to Saginaw Valley State University.

How Much Does Saginaw Valley State University Cost?

What will the cost of attending Saginaw Valley State University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$11,424
Out-of-State Tuition	$26,835
Room and Board	$11,780
Other expenses	$1,220

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Saginaw Valley State University Financial Aid

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The majority of Saginaw Valley State University undergrads use financial aid to to cover the cost of tuition. In 2023, 3,634 of the 6,789 undergrads enrolled received financial aid. Saginaw Valley State University meets 69% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $12,703 a year. Around 70.78% of Saginaw Valley State University undergrads take out student loans to cover any remaining costs. Saginaw Valley State University graduates who have student loans graduate with an average of $30,755.83 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$25,177.71
Private Loans	$26,149.28

Most Common Loans for Saginaw Valley State University Students
Federal Loans	69.08%
Private loans	16.74%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Saginaw Valley State University financial aid, keep reading, or visit their financial aid website.

Scholarships at Saginaw Valley State University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Saginaw Valley State University awarded 3,386 need-based scholarships to students, giving away total of $30.5 million to help students with financial need cover the cost of school. An additional $10.43 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Saginaw Valley State University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Saginaw Valley State University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Saginaw Valley State University was $12,703 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Saginaw Valley State University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$138
Net In-state, Off-campus	$-159
Out-of-State, On-Campus	$28,252

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Saginaw Valley State University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Saginaw Valley State University's net cost calculator on their website.

Saginaw Valley State University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Saginaw Valley State University Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

Saginaw Valley State University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of Saginaw Valley State University's endowment was $100.4 million. The average college endowment was $905 million in 2021. For each full-time student, Saginaw Valley State University spends about $5,997 a year.

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