Paul Smith's College

In 2017, tuition for full-time Paul Smith's College students was $32,012 a year.

In 2023, tuition increased 3%–from $31,080 the previous year. On average, colleges raise tuition about 3% each year.

Remember, the advertized cost of tuition does not give you enough information to determine the actual cost of attending any given college. Many students find the actual cost of college is much less than the sticker price after grants, scholarships, and tuition discounts are awarded. And, student loans can make the amount you do have to pay for college more manageable until you're done with college.

For information on Paul Smith's College's financial aid options for first-year students, check with the school directly.

In 2020, students graduated with an average of $16,175 in student loans for each student with debt.

Does Paul Smith's College Offer In-State and Out-of-State Tuition?

Paul Smith's College is a private, nonprofit institution, which means it has the same tuition for students from New York as it does for students who live in other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you are eligible for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Be sure to check your state's eligibility criteria for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on the state you and your parents currently reside in.

Explore other New York colleges

Is Paul Smith's College's Tuition Different for International Students?

Tuition at Paul Smith's College is the same for each student.

International students are not eligible for federal financial aid, but may be eligible for private or school-specific grants, scholarships, and other funding opportunities. International students with need may be eligible for the following types of financial support at Paul Smith's College:

•On-campus jobs •Loans from outsidePaul Smith's College •Paul Smith's College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Paul Smith's College Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Paul Smith's College.

Room and Board Costs at Paul Smith's College

Room and board at Paul Smith's College costs $13,822 a year. This includes the cost of living in dorms or other on-campus housing, and a meal plan that enables you to eat all or some of your meals the school dining facilities.

Board costs can depend on the number of meals you intend to eat on-campus

How Much Do Books Cost at Paul Smith's College?

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

Most schools also have fees to help cover the cost of facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or playing on an intramural sports team. Most colleges offer ways so that those who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Transportation costs

The total cost of transportation in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or will you need to use busses, subways, or other modes of transportation? All of these factors can drastically impact your transportation budget. At Paul Smith's College, freshman are allowed to park on campus.

A school's location can impact the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area is often pricey, but there may be more buses, trains and low-cost flight options to actually get to school. The Paul Smith's College campus is located in a rural area in New York.

Other Costs

When you're planning for college, don’t forget to consider personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Paul Smith's College

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of what is really costs to go to Paul Smith's College.

Total Cost of Paul Smith's College

What will the cost of attending Paul Smith's College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$32,012
Room and Board	$13,822
Other expenses	$2,000

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$48,870
Off-Campus	$33,048

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Financial Aid at Paul Smith's College

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The majority of Paul Smith's College undergrads use financial aid to to cover the cost of tuition. In 2023, 848 of the 668 undergrads enrolled received financial aid.Around 91% of Paul Smith's College undergrads take out student loans to cover any remaining costs. Paul Smith's College graduates who have student loans graduate with an average of $16,175 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$16,175
Private Loans	$0

Most Common Loans for Paul Smith's College Students
Federal Loans	91%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Paul Smith's College financial aid, keep reading, or visit their financial aid website.

Scholarships at Paul Smith's College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Paul Smith's College awarded 428 need-based scholarships to students, giving away total of $14.8 million to help students with financial need cover the cost of school.

Paul Smith's College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Paul Smith's College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Paul Smith's College seem more manageable.

What will attending Paul Smith's College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Paul Smith's College's net cost calculator on their website.

Paul Smith's College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Paul Smith's College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

Paul Smith's College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Paul Smith's College's endowment was valued at $18.7 million in 2023, compared to a national average of $905 million. The school spends $6,400 for each full-time student enrolled.

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Learn More About Paul Smith's College

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