Northern Kentucky University

In 2022, tuition for full-time students at Northern Kentucky University was $10,200 a year for in-state students and $20,472 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

Remember, the "sticker price" of tuition doesn't tell the full story. Many students owe much less than the total tuition after grants, scholarships, and tuition discounts are applied. And, student loans can make thecost of college feel more doable until after graduation.

International students can expect to pay 20,472 per year for tuition at Northern Kentucky University.

Northern Kentucky University meets 73% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Northern Kentucky University is around $16,210 a year.

Graduates in the class of 2023 had an average of $21,014 in student loans per borrower.

Does Northern Kentucky University Offer In-State and Out-of-State Tuition?

Northern Kentucky University is a public, state institution, which means it offers a reduced tuition rate of $10,200 for students who qualify as state residents and attend full-time. For students who are not considered KY-residents, out-of-state tuition is $20,472 a year.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer a lower cost of attendance for students who are residents of that state.

Attending a college where you qualify for in-state tuition can drastically reduce the overall cost of college. Don't forget to confirm your state's eligibility criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on where you live.

Explore other KY colleges

Is Northern Kentucky University's Tuition Different for International Students?

Northern Kentucky University has the same tuition for international students as for those from out of state.

International students at Northern Kentucky University can expect to pay around $20,472 per year, before any scholarships or financial aid.

Students from outside of the U.S. are not eligible for federal financial aid, but may be eligible for private or Northern Kentucky University-specific aid and scholarships. International students who demonstrate financial need may be eligible for the following types of financial support at Northern Kentucky University:

•On-campus jobs •Loans from outsideNorthern Kentucky University •Northern Kentucky University-specific scholarships •International Students Tuition Waivers

International students without financial need may be eligible for merit-based institutional scholarships and athletic awards.

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Northern Kentucky University Living Expenses, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Northern Kentucky University.

Room and Board Costs at Northern Kentucky University

Room and board at Northern Kentucky University is $9,860 a year. This number covers the cost of living in dorms or other on-campus housing, and a dining plan that enables you to eat in the school dining halls.

Board costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at Northern Kentucky University?

The cost of books often surprises first-year college students. The actual cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

The majority of colleges also have fees to help cover the cost of facilties, like the library, gym and computer labs.

There may be other costs associated with participating in special activities, like joining a fraternity or sorority, or playing on an intramural sports team. Most colleges have resources so that those with demonstrated need to get help covering these fees.

Planes, Trains, and Automobiles: Transportation costs at Northern Kentucky University

The cost of getting around in college can really vary. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you own a car, or are you planning to use busses, subways, or other modes of transportation? All of these factors can drastically impact your transportation budget. At Northern Kentucky University, freshman are allowed to park on campus.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area might be expensive, but cities may offer more buses, trains and low-cost flight options to actually get to school. The Northern Kentucky University campus is in a suburb in KY, near Cincinnati.

Other Costs

When budgeting for college, don’t forget to take into account the cost of things like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Northern Kentucky University

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Now, let’s go over all of the costs we've covered, to get a better estimate of what is really costs to go to Northern Kentucky University.

How Much Does Northern Kentucky University Cost?

What will the cost of attending Northern Kentucky University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$10,200
Out-of-State Tuition	$20,472
Room and Board	$9,860

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Northern Kentucky University Financial Aid

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In 2023, 3,823 of the 10,783 undergrads enrolled received financial aid. Northern Kentucky University meets 73% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $16,210 a year. Around 58% of Northern Kentucky University undergrads take out student loans to cover any remaining costs. Northern Kentucky University graduates who have student loans graduate with an average of $21,014 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$18,240
Northern Kentucky University-Specific Loans	$500
Private Loans	$22,397

Most Common Loans for Northern Kentucky University Students
Federal Loans	57%
Private loans	8%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Northern Kentucky University financial aid, keep reading, or visit their financial aid website.

Scholarships at Northern Kentucky University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Northern Kentucky University awarded 2,112 need-based scholarships to students, giving away total of $22.2 million to help students with financial need cover the cost of school. An additional $47.53 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Northern Kentucky University Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Northern Kentucky University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Northern Kentucky University was $16,210 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Northern Kentucky University seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-11,876
Net In-state, Off-campus	$-5,526
Out-of-State, On-Campus	$14,606

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Northern Kentucky University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Northern Kentucky University's net cost calculator on their website.

Northern Kentucky University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Northern Kentucky University does not have guaranteed tuition.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Northern Kentucky University Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Northern Kentucky University has some full or partial tuition waivers available for: - International Students - X

Check the financial aid website for more information on payment plans and tuition waivers.

Northern Kentucky University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Northern Kentucky University's endowment was valued at $119.3 million in 2023, compared to a national average of $905 million. The school spends $7,466 for each full-time student enrolled.

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Learn More About Northern Kentucky University

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