Indiana University South Bend

In 2022, tuition for full-time IU South Bend students was $7,492 a year for in-state students and $21,356 a year for out-of-state students.

Usually, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students find the actual cost of college is a lot less than the total tuition after grants, scholarships, and tuition discounts are applied. Additionally, student loans can make thecost of college more manageable until you've finishing school and found a job.

Tuition for international students at Indiana University South Bend is $21,356 per year.

Indiana University South Bend meets 68.1% of the demonstrated financial need for undergraduates. First-year students that attend Indiana University South Bend full-time are awarded $9,067 a year in financial aid, on average.

In 2020, students graduated with an average of $22,436 in student loans for each student with debt.

Indiana University South Bend: In-state vs. Out-of-State Tuition

Indiana University South Bend is a public, state institution, which means it offers a reduced tuition rate of $7,492 for students who qualify as state residents and attend full-time.Non-Indiana residents can expect to pay 21,356 per year for tuition.

Public colleges and universities receive funding from the state government. Public insitutions often offer reduced tuition for those who qualify as Indiana residents.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Be sure to confirm your state's guidelines for how to qualify for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be additional requirements too, depending on where you live.

Explore other Indiana colleges

Tuition for International Students at Indiana University South Bend

Indiana University South Bend has the same tuition for international students as for those from out of state.

International students at Indiana University South Bend can expect to pay around $21,356 per year, before any scholarships or financial aid.

International students usually do not qualify for for loans or grants from the U.S. government, but may qualify for private or school-specific grants, scholarships, and other funding opportunities.

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Indiana University South Bend Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Indiana University South Bend.

Room and Board Costs at Indiana University South Bend

Board costs vary based on on the number of meals you intend to eat on-campus

Cost of Books at Indiana University South Bend

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The actual cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges charge some yearly fees to help cover the cost of facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be other costs associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer resources so that those who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Planes, Trains, and Automobiles: Transportation costs at Indiana University South Bend

The total cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or are you planning to use public transportation? All of these factors can make a big difference in your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area is sometimes expensive, but cities may offer more buses, trains or affordable flights to actually get to school. The Indiana University South Bend campus is in a suburb in Indiana, not far from Chicago.

Other Costs

When estimating your budget for college, don’t forget to take into account personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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Total Tuition and Expenses at Indiana University South Bend

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for Indiana University South Bend.

Total Cost of Indiana University South Bend

What will the cost of attending Indiana University South Bend be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$7,492
Out-of-State Tuition	$21,356
Other expenses	$2,200

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Indiana University South Bend Financial Aid

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In 2023, 1,795 of the 3,753 undergrads enrolled received financial aid. Indiana University South Bend meets 68.1% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $9,067 a year. Around 60.6% of Indiana University South Bend undergrads take out student loans to cover any remaining costs. Indiana University South Bend graduates who have student loans graduate with an average of $22,436 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$20,859
Indiana University South Bend-Specific Loans	$3,580
Private Loans	$17,119

Most Common Loans for Indiana University South Bend Students
Federal Loans	60%
Institutional Loans	0.2%
Private loans	6.3%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Indiana University South Bend financial aid, keep reading, or visit their financial aid website.

Scholarships at Indiana University South Bend

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Indiana University South Bend awarded 1,616 need-based scholarships to students, giving away total of $14.9 million to help students with financial need cover the cost of school. An additional $2.37 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Indiana University South Bend

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Indiana University South Bend students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Indiana University South Bend was $9,067 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Indiana University South Bend seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-6,795.36
Net In-state, Off-campus	$2,241.64
Out-of-State, On-Campus	$16,135.84

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Indiana University South Bend really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Indiana University South Bend's net cost calculator on their website.

Indiana University South Bend Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Indiana University South Bend does not have guaranteed tuition.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Does Indiana University South Bend Offer Tuition Waivers?

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some schools offer tuition waivers for faculty, staff, and their families , underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Indiana University South Bend's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Indiana University South Bend's endowment was valued at $29.3 million in 2023, compared to a national average of $905 million. The school spends $9,021 for each full-time student enrolled.

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Learn More About Indiana University South Bend

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

Student Life

Academics

Admissions

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