Indiana University Northwest

In 2022, tuition for full-time IU Northwest students was $7,492 a year for in-state students and $21,356 a year for out-of-state students.

Usually, college tuition goes up about 3% every year.

If these numbers seem daunting, remember, the total cost of tuition isn't the final cost for attending college. Many students owe much less than the sticker price after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theprice of collegemore manageable until you're done with college.

Tuition for international students at Indiana University Northwest is $21,356 per year.

Indiana University Northwest meets 69.3% of the demonstrated financial need for undergraduates. First-year students that attend Indiana University Northwest full-time are awarded $9,381 a year in financial aid, on average.

In 2020, students graduated with an average of $24,714 in student loans for each student with debt.

In-state vs. Out-of-state Tuition at Indiana University Northwest

Indiana University Northwest is a public, state institution, so it offers a reduced tuition rate of $7,492 for in-state students who attend full-time. For non-Indiana residents, out-of-state tuition is $21,356 a year.

Public colleges and universities receive funding from the state government. Public insitutions often offer reduced tuition for students who are residents of that state.

Choosing a college where you qualify for in-state tuition can cut the cost of college tuition. Take the time to check your state's criteria for as an in-state resident. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria too, depending on the state you and your parents currently reside in.

Explore other Indiana colleges

Do International Students Pay More to Go to Indiana University Northwest?

Indiana University Northwest has the same tuition for international students as for those from out of state.

International students at Indiana University Northwest usually pay around $21,356 per year, before any scholarships, grants or other financial aid.

International students are not eligible for loans or grants from the U.S. government, but should research private or Indiana University Northwest-specific grants, scholarships, and other funding opportunities.

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Indiana University Northwest Room, Board, Fees, and More

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In addition to the cost of tuition, there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Indiana University Northwest.

House and Food Costs at Indiana University Northwest

Indiana University Northwest does not provide on-campus housing for students, so there is no cost for housing, however students should consider other housing costs when estimating the actual cost of various colleges.

Meal-plan costs may vary depending on how many meals are included in the plan you choose.

How Much Do Books Cost at Indiana University Northwest?

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Yearly Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer ways for students with financial need to get help covering these costs.

The Cost of Transportation at Indiana University Northwest

The cost of transportation in college can really vary. Will you take a subway, car or an airplane to get to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you own a car, or are you planning to use public transportation? All of these factors can drastically impact your estimated cost of transportation.

The location of a college or university can also have a big effect on the amount you'll have to spend just to get around. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand transportation in an urban area is usually expensive, but there may be more buses, trains or affordable flights to actually get to school. The Indiana University Northwest campus is located in a suburb in Indiana, not far from Chicago.

Other Costs

When budgeting for college, don’t forget to leave some room in your budget for personal expenses, like movies, takeouts, furniture or appliances for your dorm or housing, and essentials like laundry detergent, toothpaste and toilet paper.

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The Full Cost of Attending Indiana University Northwest

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of the actual cost of attending Indiana University Northwest.

Total Cost of Indiana University Northwest

What will the cost of attending Indiana University Northwest be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
In-state Tuition	$7,492
Out-of-State Tuition	$21,356

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Indiana University Northwest Financial Aid

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In 2023, 1,380 of the 2,860 undergrads enrolled received financial aid. Indiana University Northwest meets 69.3% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $9,381 a year. Around 58.3% of Indiana University Northwest undergrads take out student loans to cover any remaining costs. Indiana University Northwest graduates who have student loans graduate with an average of $24,714 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$22,702
Indiana University Northwest-Specific Loans	$3,292
Private Loans	$15,985

Most Common Loans for Indiana University Northwest Students
Federal Loans	7.3%
Institutional Loans	0.7%
Private loans	8.6%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Indiana University Northwest financial aid, keep reading, or visit their financial aid website.

Scholarships at Indiana University Northwest

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Indiana University Northwest awarded 1,257 need-based scholarships to students, giving away total of $12 million to help students with financial need cover the cost of school. An additional $1.21 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Indiana University Northwest

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Indiana University Northwest students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Indiana University Northwest was $9,381 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Indiana University Northwest seem more manageable.

Estimated Net Cost for Full-Time Students
In-State, On-Campus	$-10,603.36
Net In-state, Off-campus	$947.64
Out-of-State, On-Campus	$12,641.84

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Indiana University Northwest really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Indiana University Northwest's net cost calculator on their website.

Indiana University Northwest Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Indiana University Northwest does not have guaranteed tuition.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

IU Northwest Tuition Waivers

Schools sometimes waiver tuition for certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Indiana University Northwest's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of Indiana University Northwest's endowment was $16.2 million. The average college endowment was $905 million in 2021. For each full-time student, Indiana University Northwest spends about $8,627 a year.

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Learn More About Indiana University Northwest

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