Hartwick College

In 2022, tuition for full-time students at Hartwick College was $51,762 a year.

In 2023, tuition increased 3%–from $50,254 the prior year. On average, college tuition rises about 3% year.

Remember, the advertized cost of tuition does not mean much if you plan to use financial aid to help pay for college. Many students find the actual cost of college is far less than the sticker price after grants, scholarships, and tuition discounts kick in. Additionally, student loans can make theprice of collegefeel more doable until after graduation.

Hartwick College meets 87.9% of the demonstrated financial need for undergraduates. First-year students that attend Hartwick College full-time are awarded $58,939 a year in financial aid, on average.

Students in the class of 2023 who had taken out student loans graduated with an average of $59,124 of debt.

Does Hartwick College Offer In-State and Out-of-State Tuition?

Hartwick College is a private, nonprofit institution, so it has the same tuition for residents of New York as it does for students who live in other states.

Public colleges and universities receive funding from the state government. These institutions offer a lower cost of attendance for those who qualify as New York residents.

Choosing a college where you qualify for in-state residency can cut the cost of college tuition. Don't forget to confirm your state's criteria for as an in-state resident. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be additional requirements too, depending on where you live.

Explore other New York colleges

Do International Students Pay More to Go to Hartwick College?

Hartwick College has the same tuition for international students as for those from out of state.

International students are not eligible for loans or grants from the U.S. government, but should research private or Hartwick College-specific aid and scholarships. International students who demonstrate financial need may qualify for the following types of financial support at Hartwick College:

•On-campus jobs •Hartwick College-specific scholarships

International students without financial need may be eligible for merit-based institutional scholarships.

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Hartwick College Living Expenses, Fees, and More

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Tuition is not the only cost of attending college; room and board, books, transportation and fees are also costs it consider when planning for college. Let's take a look at what impacts these costs, and what to expect at Hartwick College.

House and Food Costs at Hartwick College

Housing and campus dining at Hartwick College costs $14,647 a year. This covers the cost of living in dorms or other on-campus housing, and a dining plan that allows you to eat in the Hartwick College's on-campus cafeterias and dining facilities.

Board costs may vary depending on how many meals are included in the plan you choose.

Cost of Books at Hartwick College

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books and supplies depends on the courses you take and the textbooks, computer programs, or other materials are required.. To save money, many students choose to use books from the library or buy used textbooks and materials.

Yearly Fees

Most schools also have fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

Keep in mind, there could also be additional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer resources for students with demonstrated need to find ways to lower or eliminate these fees.

Planes, Trains, and Automobiles: Transportation costs at Hartwick College

The cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or are you planning to use public transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are not allowed to park a car on campus.

A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in a city is sometimes costly, but cities may offer more buses, trains or low-cost flight options to actually get to school. The Hartwick College campus is in a town in New York, not far from Capital District.

Other Costs

When you're planning for college, be sure to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.

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The Full Cost of Attending Hartwick College

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Now, let’s go over all of the costs we've covered, to get a better estimate of the actual cost of attending Hartwick College.

How Much Does Hartwick College Cost?

What will the cost of attending Hartwick College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$51,762
Room and Board	$14,647
Other expenses	$400

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$67,896
Off-Campus	$53,249

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Hartwick College Financial Aid

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The majority of Hartwick College undergrads use financial aid to help pay for school. In 2023, 864 of the 1,099 undergrads enrolled received financial aid. Hartwick College meets 87.9% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $58,939 a year. Around 80.7% of Hartwick College undergrads take out student loans to cover any remaining costs. Hartwick College graduates who have student loans graduate with an average of $59,124 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$45,312
Private Loans	$47,700

Most Common Loans for Hartwick College Students
Federal Loans	78.7%
Private loans	25.2%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Hartwick College financial aid, keep reading, or visit their financial aid website.

Scholarships at Hartwick College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Hartwick College awarded 791 need-based scholarships to students, giving away total of $38.7 million to help students with financial need cover the cost of school. An additional $1.32 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Hartwick College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Hartwick College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Hartwick College was $58,939 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Hartwick College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$8,957
Off-Campus	$-5,690

Note: a negative number can indicate that a refund will be given to use toward other expenses such as housing, fees, and books. In such cases, be sure to reach out to the school directly for any clarification or questions.

What will attending Hartwick College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families understand the actual cost of attending that school, based on their financial situation. You can find the Hartwick College's net cost calculator on their website.

Hartwick College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Hartwick College does not have guaranteed tuition.

Hartwick College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Hartwick College Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even with a tuition waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Hartwick College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

As of 2022, the total market value of Hartwick College's endowment was $77.3 million. The average college endowment was $905 million in 2021. For each full-time student, Hartwick College spends about $14,264 a year.

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Learn More About Hartwick College

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Click below to find out more about the admissions requirements and deadlines, student life, academics, majors and more.

Overview

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