Harcum College

In 2010, tuition for full-time Harcum College students was $29,000 a year.

Tuition increased 9.02% in 2023–from $26,600 the prior year. Usually, colleges raise tuition about 3% each year.

Remember, the total cost of tuition isn't the final cost for attending college. Many students owe far less than the sticker price after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make theactual cost of attending college feel more doable until after graduation.

Harcum College meets 51% of the demonstrated financial need for undergraduates. First-year students that attend Harcum College full-time are awarded $14,656 a year in financial aid, on average.

In 2020, students graduated with an average of $17,641 in student loans for each student with debt.

Harcum College: In-state vs. Out-of-State Tuition

Harcum College is a private, nonprofit institution, so it has the same tuition for residents of Pennsylvania as it does for residents from other states.

Public schools receive funds from the state to help them cover costs. Public insitutions often offer reduced tuition for those who qualify as Pennsylvania residents.

Attending an insitution where you are eligible for in-state tuition can save students a lot of money on the overall cost of college. Be sure to verify your state's eligibility criteria for in-state residency. Every state has its own rules about what makes someone eligible for in-state tuition. In many states, students must have lived in the state for 12 months before starting school to qualify for in-state tuition. There may be other criteria too, depending on where you live.

Explore other Pennsylvania colleges

Harcum College International Student Tuition

Harcum College has the same tuition for international students as for those from out of state.

International students are not eligible for federal financial aid, but may qualify for private or Harcum College-specific aid and scholarships.

International students without financial need may be eligible for merit-based institutional scholarships.

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Harcum College Room, Board, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Harcum College.

House and Food Costs at Harcum College

Room and board at Harcum College is $11,600 a year. This covers the cost of living in dorms or other on-campus housing, plus a meal plan that enables you to eat in the school dining facilities.

Board costs may vary depending on the number of meals you intend to eat on-campus

Cost of Books at Harcum College

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the computer labs and libraries, athletic facilities, and more.

There may be additional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges have ways so that those who may struggle to participate because of cost can find ways to lower or eliminate these costs.

Transportation costs

The cost of transportation in college can really vary. Will you drive, fly, or take public transportation to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you plan to bring a car or are you planning to use public transportation? All of these factors can make a big difference in your transportation budget. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on your transportation budget. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, getting around in an urban area might be expensive, but there may be more buses, trains and affordable flights to actually get to school. The Harcum College campus is located in a suburb in Pennsylvania, near Philadelphia.

Other Costs

When you're planning for college, be sure to take into account personal expenses, like going out to eat or see shows, furnishing your living space, and things like haircuts, clothes and, yes, even toilet paper and shampoo.

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Total Tuition and Expenses at Harcum College

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Now, let’s do a rundown of all of the costs associated with college, to get a better estimate of how much students can expect to shell out for Harcum College.

Total Cost of Harcum College

What will the cost of attending Harcum College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$29,000
Room and Board	$11,600

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$40,600
Off-Campus	$29,000

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

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Harcum College Financial Aid

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The majority of Harcum College undergrads use financial aid to finance their education. In 2023, 668 of the 1,154 undergrads enrolled received financial aid. Harcum College meets 51% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $14,656 a year. Around 91% of Harcum College undergrads take out student loans to cover any remaining costs. Harcum College graduates who have student loans graduate with an average of $17,641 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$12,650
Private Loans	$0

Most Common Loans for Harcum College Students
Federal Loans	90%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Harcum College financial aid, keep reading, or visit their financial aid website.

Scholarships at Harcum College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Harcum College awarded 601 need-based scholarships to students, giving away total of $6.1 million to help students with financial need cover the cost of school. An additional $370,000 in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Harcum College

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Harcum College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Harcum College was $14,656 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Harcum College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$25,944
Off-Campus	$14,344

What will attending Harcum College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Harcum College's net cost calculator on their website.

Harcum College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Harcum College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Does Harcum College Offer Tuition Waivers?

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Check the financial aid website for more information on payment plans and tuition waivers.

Harcum College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Harcum College's endowment, check with the school directly. The school spends $5,673 for each full-time student enrolled.

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Learn More About Harcum College

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