Elms College

In 2022, tuition for full-time students at Elms College was $40,095 a year.

Tuition increased 3.52% in 2023–from $38,733 the previous year. Usually, college tuition goes up about 3% every year.

If these numbers sound impossible, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students owe much less than the total tuition after grants, scholarships, and tuition discounts are awarded. And, student loans can make the amount you do have to pay out of pocket more manageable until after graduation.

Elms College meets 50% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Elms College is around $31,806 a year.

In 2020, students graduated with an average of $19,867 in student loans for each student with debt.

In-state vs. Out-of-state Tuition at Elms College

Elms College is a private, religious institution, which means it has the same tuition for residents of Massachusetts as it does for students who live in other states.

Public schools receive funds from the state to help them cover costs. Public, state schools can offer lower tuition for students who meet the requirements for in-state residency.

Choosing a college where you qualify for in-state status can cut the cost of college tuition. Be sure to confirm your state's eligibility criteria for in-state tuition. Every state has its own rules about what makes someone eligible for in-state tuition. Most states require students to have resided in the state for a certain period of time before qualifying. There may be other criteria too, depending on where you live.

Explore other Massachusetts colleges

Is Elms College's Tuition Different for International Students?

Tuition at Elms College is the same for every student.

International students usually do not qualify for for federal financial aid, but should research private or Elms College-specific grants, scholarships, and other funding opportunities.

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Elms College Housing Expenses, Fees, and More

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Tuition is not the only cost of attending college; there are other costs associated with college, like room and board, facility fees, and books and supplies. Let's take a look at what impacts these costs, and what to expect at Elms College.

House and Food Costs at Elms College

Room and board at Elms College costs $15,150 a year. This number includes the cost of living in dorms or other on-campus housing, plus a meal plan that allows you to eat all or some of your meals the Elms College's on-campus cafeterias and dining halls.

Meal-plan costs can depend on the number of meals you intend to eat on-campus

Cost of Books at Elms College

First-year students are sometimes surprised by how much books and supplies cost–and not in a good way. The real cost of books depends on the courses you take and what kinds of books and materials they require. To save money, many students choose to use books from the library or buy used textbooks and materials.

Annual Fees

The majority of colleges also have fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

There may be optional fees associated with participating in special activities, like Greek Life, or participating in sports or other extracurriculars. Most colleges have ways so that those with financial need to get help covering these costs.

Transportation costs

The total cost of getting around in college depends on a few key factors. Will you drive, fly, or take public transportation to school? Will you need to pay to park on-campus? Is the campus small enough that you can easily walk from class-to-class?? Do you plan to bring a car or are you planning to use busses, subways, or other modes of transportation? All of these factors can drastically impact your estimated cost of transportation. At Elms College, freshman are allowed to park on campus.

The location of a college or university can impact transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the flip side, transportation in an urban area may be expensive, but cities may offer more trains, busses or low-cost flight options to actually get to school. Elms Collegeis located in a suburb in Massachusetts.

Other Costs

When you're planning for college, be sure to factor in personal expenses, like entertainment, clothes, furnishings and toiletries.

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Total Tuition and Expenses at Elms College

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Now, let’s look at the breakdown of all expenses, to get a better estimate of how much students can expect to shell out for Elms College.

How Much Does Elms College Cost?

What will the cost of attending Elms College be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses
Tuition	$40,095
Room and Board	$15,150
Other expenses	$1,666

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Total Estimated Costs
On-Campus	$58,876
Off-Campus	$43,726

The breakdowns above provide a good estimate of the total cost of attendance before financial aid and scholarships. Tuition and fees may vary depending on program, course level, location, and more.

Elms College’s tuition and fees change based on: •Campus location for part-time students •Academic program for part-time students

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Elms College Financial Aid

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The majority of Elms College undergrads use financial aid to finance their education. In 2023, 699 of the 985 undergrads enrolled received financial aid. Elms College meets 50% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $31,806 a year. Around 93% of Elms College undergrads take out student loans to cover any remaining costs. Elms College graduates who have student loans graduate with an average of $19,867 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$19,538
Private Loans	$13,553

Most Common Loans for Elms College Students
Federal Loans	88%
Private loans	38%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Elms College financial aid, keep reading, or visit their financial aid website.

Scholarships at Elms College

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Elms College awarded 388 need-based scholarships to students, giving away total of $16 million to help students with financial need cover the cost of school. An additional $1.98 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Elms College Net Cost

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Elms College students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Elms College was $31,806 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Elms College seem more manageable.

Estimated Net Cost for Full-Time Students
On-Campus	$27,070
Off-Campus	$11,920

What will attending Elms College really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families get a better idea of the actual cost of attending that school, based on their financial situation. You can find the Elms College's net cost calculator on their website.

Elms College Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Elms College does not have guaranteed tuition.

Elms College offers an Installment Payment Plan, which allows students to pay tuition in a series of smaller chunks instead of one lump sum.

Elms College Tuition Waivers

Schools sometimes waiver tuition for certain groups, to reduce the total cost of attendance. Some colleges offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, other expenses and fees are the responsibility of the student.

Elms College has some full or partial tuition waivers available for: - Employees or Children of Employees

Check the financial aid website for more information on payment plans and tuition waivers.

Elms College's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

Elms College's endowment was valued at $17.4 million in 2023, compared to a national average of $905 million. The school spends $7,842 for each full-time student enrolled.

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Learn More About Elms College

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