Carlow University

Usually, colleges raise tuition about 3% each year.

If these numbers sound impossible, remember, the total cost of tuition isn't necessarily what you will have to pay to attend a school. Many students find the actual cost of college is way less than the sticker price after grants, scholarships, and tuition discounts are awarded. Additionally, student loans can make thecost of college more manageable until you're done with college.

Carlow University meets 63% of the demonstrated financial need for undergraduates. The average financial aid package for a full-time, first-year student at Carlow University is around $27,617 a year.

Students in the class of 2023 who had taken out student loans graduated with an average of $42,977 of debt.

In-state vs. Out-of-state Tuition at Carlow University

Carlow University is a private, religious institution, which means it has the same tuition for residents of Pennsylvania as it does for residents from other states.

Public colleges and universities receive funding from the state government. Public insitutions often offer reduced tuition for students who are residents of that state.

Choosing an insitution where you qualify for the reduced tuition offered to state residentscan drastically reduce the cost of tuition, as well as loans and interest owed. Be sure to confirm your state's rules for as an in-state resident. Each state has different requirements to qualify as in-state resident. The most common requirement is that students must have lived in the state for a full year before starting school. There may be other criteria as well, depending on where you live.

Explore other Pennsylvania colleges

Tuition for International Students at Carlow University

Tuition at Carlow University is the same for each student.

Students from outside of the U.S. usually do not qualify for for loans or grants from the U.S. government, but should research private or Carlow University-specific grants, scholarships, and other funding opportunities. International students who demonstrate financial need may qualify for the following types of financial support at Carlow University:

•Loans from outsideCarlow University

International students without financial need may be eligible for merit-based institutional scholarships.

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Carlow University Living Expenses, Fees, and More

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In addition to the cost of tuition, room and board, books, transportation and fees are also costs it consider when budgeting for college. Let's take a look at what impacts these costs, and what to expect at Carlow University.

Room and Board Costs at Carlow University

Meal-plan costs vary based on on how many meals are included in the plan you choose.

How Much Do Books Cost at Carlow University?

The cost of books often surprises first-year college students. The real cost of books and supplies depends on the courses you take and the materials required. To save money, many students choose to use books from the library or buy books from students who have already taken the course.

Annual Fees

The majority of colleges charge some yearly fees to offsets cost associated with maintaining facilties, like the library, gym and computer labs.

Keep in mind, there could also be additional fees associated with participating in certain activities, like Greek Life, or participating in sports or other extracurriculars. Many schools offer resources for students with demonstrated need to get help covering these fees.

Transportation costs

The cost of transportation in college depends on a few key factors. Will you take a subway, car or an airplane to get to school? Is on-campus parking free, or will you need to budget for parking? Is the campus easy to get around on foot? Do you own a car, or will you need to use busses, subways, or other modes of transportation? All of these factors can drastically impact your estimated cost of transportation. Keeping in mind, first-year students are allowed to park a car on campus.

A school's location can also have a big effect on transportation costs. Small, rural schools may be easier to get around, but the cost of getting to campus may be higher. On the other hand getting around in an urban area may be costly, but cities may offer more buses, trains and affordable flights to actually get to school. Carlow Universityis in a city in Pennsylvania, not far from Pittsburgh.

Other Costs

When estimating your budget for college, be sure to factor in the cost of things like entertainment, clothes, furnishings and toiletries.

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The Full Cost of Attending Carlow University

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Now, let’s do a rundown of all of the costs associated with college, to get a better idea of what is really costs to go to Carlow University.

Total Cost of Carlow University

What will the cost of attending Carlow University be? Here is a breakdown of tuition and expenses.

2023 Total Tuition and Expenses

The total estimated cost will vary depending on whether you are going to live on-campus or off-campus.

Tuition and fees may vary depending on program, course level, location, and more.

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Carlow University Financial Aid

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The majority of Carlow University undergrads use financial aid to to cover the cost of tuition. In 2023, 763 of the 1,247 undergrads enrolled received financial aid. Carlow University meets 63% of the demonstrated financial need for undergraduates.

The average financial aid package for a full-time, first-year student is around $27,617 a year. Around 91% of Carlow University undergrads take out student loans to cover any remaining costs. Carlow University graduates who have student loans graduate with an average of $42,977 of student loan debt.

The average debt for each loan type varies.

Average Debt By Loan Type
Federal Loans	$28,938
Private Loans	$35,185

Most Common Loans for Carlow University Students
Federal Loans	91%
Private loans	33%

Most students take out institutional or government loans, because they tend to have lower interest rates and more flexible repayment options than private loans. Loans from the federal government can be subsidized or unsubsidized. Subsidized loans do not accrue interest during school, while unsubsidized loans begin accruing interest at the time the loan is issued. If students do no qualify for enough federal loans to cover the cost of tuition, some take out private loans. Parents can also take out ParentPLUS loans, which are government loans for parents who are helping their children pay for college.

The Free Application for Federal Student Aid (FAFSA) helps colleges determine how much financial need students and their familes have, so they can offer a financial aid package that meets, or come close to meeting, their need. For more information on Carlow University financial aid, keep reading, or visit their financial aid website.

Scholarships at Carlow University

Some students may receive grants and scholarships to help pay for college. Unlike loans, scholarships and grants do not have to be paid back.

In 2023, Carlow University awarded 763 need-based scholarships to students, giving away total of $14 million to help students with financial need cover the cost of school. An additional $2.46 million in merit-based scholarship money was awarded to students without demonstrated financial need.

Net Cost of Carlow University

The net price of college is the actual cost of attending a school for one year. Net cost is calculated by subtracting any scholarships, grants or other aid that does not need to be paid back from the total cost. Student loans are not part of the calculation, because they need to be repaid.

Now that we have a sense of the total estimated costs for Carlow University students, we can subtract the average financial aid package to find the estimated net cost. Net cost can vary depending on a students’ need and the financial aid award received.

When considering whether a school fits your budget, it is important to consider the estimated net cost, not just the sticker price of tuition. Often, schools with the highest tuition also offer the most generous aid packages, so estimate your net cost before eliminating a school because it does fit your budget.

The average amount of financial aid received by a full-time first year student with demonstrated need at Carlow University was $27,617 in 2023. By substracting the average financial aid package from the estimated costs, we get a number that may make the cost of Carlow University seem more manageable.

What will attending Carlow University really cost you? The answer depends on several factors.

As of 2011, colleges are required to have a net price calculator on their website to help prospective students and their families make more informed decisions about the actual cost of attending that school, based on their financial situation. You can find the Carlow University's net cost calculator on their website.

Carlow University Tuition Payment Plans

Some students choose to use payment plans to make the cost of tuition fit more comfortably in their budget.

Students cannot pay tuition in installments. Contact the financial aid office to verify this and discuss options.

Carlow University Tuition Waivers

Schools sometimes offer tuition waivers to certain groups, to make attending more affordable. Some schools offer tuition waivers for employees and their family members, underrepresented students, or military students. Even if you qualify for a waiver, students are usually responsible for housing, meal plans, and other expenses.

Check the financial aid website for more information on payment plans and tuition waivers.

Carlow University's Endowment

An endowment is the total value of a school's investments, donations, and assets. Endowment is not necessarily an indicator of the quality of a school, but it can give you a sense of how much money a college can afford to invest in expanding programs, improving facilities, and supporting students.

For more information about Carlow University's endowment, check with the school directly.

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Learn More About Carlow University

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